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*sb0910*
SENATE BILL 910
J5 6lr2538
CF HB 1094
By: Senator Mautz
Introduced and read first time: February 6, 2026
Assigned to: Finance
Committee Report: Favorable with amendments
Senate action: Adopted
Read second time: March 2, 2026
CHAPTER ______
AN ACT concerning 1
Health Insurance – Graduate–Level Clinical Interns – Required Reimbursement 2
FOR the purpose of establishing that insureds and any other persons covered by certain 3
health insurance policies, contracts, or certificates are entitled to reimbursement for 4
the services rendered by a graduate –level counseling, social work, or psychology 5
clinical intern under certain circumstances; and gener ally relating to health 6
insurance reimbursement for the services of clinical interns. 7
BY repealing and reenacting, with amendments, 8
Article – Insurance 9
Section 15–704, 15–707, and 15–714 10
Annotated Code of Maryland 11
(2017 Replacement Volume and 2025 Supplement) 12
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, 13
That the Laws of Maryland read as follows: 14
Article – Insurance 15
15–704. 16
(a) This section applies to each individual, group, or blanket health insurance 17
policy, contract, or certificate of an insurer or nonprofit health service plan that: 18
(1) (i) is delivered or issued for delivery in the State; 19
2 SENATE BILL 910
(ii) is issued to a group that is incorporated or has a main office in 1
the State; or 2
(iii) covers individuals who reside or work in the State; and 3
(2) is issued, renewed, amended, or reissued on or after October 1, 2003. 4
(b) If a policy, contract, or certificate subject to this section provides for 5
reimbursement for a service that is within the lawful scope of practice of a licensed clinical 6
professional counselor, a licensed clinical marriage and family therapist, a licensed clinical 7
alcohol and drug counselor, or a licensed clinical professional art therapist, the insured or 8
any other person covered by the policy or cer tificate is entitled to reimbursement for the 9
service. 10
(C) (1) SUBJECT TO PARAGRAPH (2) OF THIS SUBSECTION, IF A POLICY, 11
CONTRACT, OR CERTIFICATE SUBJE CT TO THIS SECTION P ROVIDES FOR 12
REIMBURSEMENT OF A SERVICE THAT IS WITHIN THE LAWFUL SCOPE OF PRACTICE 13
OF A LICENSED GRADUA TE PROFESSIONAL COUN SELOR, THE INSURED OR ANY 14
OTHER PERSON COVERED BY THE POLICY, CONTRACT, OR CERTIFICATE IS ENTITLED 15
TO REIMBURSEMENT FOR THE SERVICE PROVIDED BY A GRADUATE –LEVEL 16
COUNSELING CLINICAL INTERN. 17
(2) THE SERVICES PROVIDE D UNDER THIS SUBSECT ION SHALL BE 18
REIMBURSABLE IF THE SERVICES ARE: 19
(I) PROVIDED AT AN OUTPATIENT HEALTH CARE FACILITY; 20
(II) PROVIDED BY A COUNSELING CLINICAL INTERN WHO IS: 21
1. ENROLLED IN A COUNSE LING GRADUATE PROGRA M; 22
AND 23
2. PROVIDING TH E SERVICES UNDER THE DIRECT 24
SUPERVISION OF A LICENSED CLINIC AL PROFESSIONAL COUN SELOR AS 25
SUPERVISED BY A BOARD–APPROVED SUPERVISOR, AS DEFINED UNDER COMAR 26
10.58.12.02, WHO MEETS THE QUALIFICATION UNDER COMAR 10.58.12.08; AND 27
(III) BILLED BY THE SUPERVISING LICENSED CLINICAL 28
PROFESSIONAL COUNSELOR BOARD–APPROVED SUPERVISOR OF THE COUNSELING 29
CLINICAL INTERN WHO PROVIDES SUPERVISION IN ACCORDANCE WITH I TEM (II)2 30
OF THIS PARAGRAPH. 31
15–707. 32
SENATE BILL 910 3
(a) This section applies to each individual, group, or blanket health insurance 1
policy of an insurer or nonprofit health service plan that: 2
(1) (i) is delivered or issued for delivery in the State; 3
(ii) is issued to a group that is incorporated or has a main office in 4
the State; or 5
(iii) covers individuals who reside or work in the State; and 6
(2) is issued, renewed, amended, or reissued on or after January 1, 1978. 7
(b) If a policy or certificate subject to this section provides for reimbursement for 8
a service that is within the lawful scope of practice of a licensed certified social worker, the 9
insured or any other person covered by the policy or certificate is entitled to reimbursement 10
for the service regardless of whether the service is performed by a physician or licensed 11
certified social worker–clinical. 12
(C) (1) SUBJECT TO PARAGRAPH (2) OF THIS SUBSECTION , IF A POLICY 13
OR CERTIFICATE SUBJECT TO THIS SECTION PROVIDES FOR REIMBURSEMENT OF A 14
SERVICE THAT IS WITHIN THE LAWFUL SCOPE OF PRACTICE OF A LICENSED MASTER 15
SOCIAL WORKER, THE INSURED OR AN Y OTHER PERSON COVERED BY THE POLICY , 16
CONTRACT, OR CERTIFICATE IS EN TITLED TO REIMBURSEMENT FOR THE SERVICE 17
PROVIDED BY A GRADUATE–LEVEL SOCIAL WORK CLINICAL INTERN. 18
(2) THE SERVICES PROVIDED UNDER THIS SUBSECTIO N SHALL BE 19
REIMBURSABLE IF THE SERVICES ARE: 20
(I) PROVIDED AT AN OUTPATIENT HEALTH CARE FACILITY; 21
(II) PROVIDED BY A SOCIAL WORK CLINICAL INTERN WHO IS: 22
1. ENROLLED IN A SOCIAL WORK GRADUATE PROGRAM; 23
AND 24
2. PROVIDING THE SERVIC ES UNDER THE DIRECT 25
SUPERVISION OF A LICENSED CERTIFIED SOCIAL WORKER–CLINICAL; AND 26
(III) BILLED BY THE SUPERVISING LICENSED CERTIFIED SOCIAL 27
WORKER–CLINICAL. 28
15–714. 29
(a) This section applies to each individual or group health insurance policy, 30
contract, or certificate that: 31
4 SENATE BILL 910
(1) (i) is issued or delivered in the State; 1
(ii) is issued to a group that is incorporated or has a main office in 2
the State; or 3
(iii) covers individuals who reside or work in the State; and 4
(2) is issued, renewed, amended, or reissued on or after July 1, 1972. 5
(b) Notwithstanding any other provision of a policy, contract, or certificate subject 6
to this section, if the policy, contract, or certificate provides for reimbursement for a service 7
that is within the lawful scope of practice of a licensed psychologist, the insured or any 8
other person covered by the policy, contract, or certificate is entitled to reimbursement for 9
the service regardless of whether the service is performed by a physician or licensed 10
psychologist. 11
(C) (1) SUBJECT TO PARAGRAPH (2) OF THIS SUBSECTION, IF A POLICY, 12
CONTRACT, OR CERTIFICATE SUBJE CT TO THIS SECTION P ROVIDES FOR 13
REIMBURSEMENT OF A SERVICE THAT IS WITHIN THE LAWFUL SCOPE OF PRACTICE 14
OF A LICENSED PSYCHOLOGIST, THE INSURED OR ANY OTHER PERSON COVERED BY 15
THE POLICY, CONTRACT, OR CERTIFICATE IS ENTITLE D TO REIMBURSEMENT F OR 16
THE SERVICE PROVIDED BY A GRADUATE–LEVEL PSYCHOLOGY CLINICAL INTERN. 17
(2) THE SERVICES PROVIDED UNDER THIS SUBSECTIO N SHALL BE 18
REIMBURSABLE IF THE SERVICES ARE: 19
(I) PROVIDED AT AN OUTPATIENT HEALTH CARE FACILITY; 20
(II) PROVIDED BY A PSYCHOLOGY CLINICAL INTERN WHO IS: 21
1. ENROLLED IN A PSYCHO LOGY GRADUATE PROGRA M; 22
AND 23
2. PROVIDING THE SERVIC ES UNDER THE DIRECT 24
SUPERVISION OF A LICENSED PSYCHOLOGIST; AND 25
(III) BILLED BY THE SUPERVISING LICENSED PSYCHOLOGIST. 26
SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall apply to all 27
policies, contracts, and health benefit plans issued, delivered, or renewed in the State on or 28
after January 1, 2027. 29
SECTION 3. AND BE IT FURTHER ENACTED, That this Act shall take effect 30
January 1, 2027. 31