H1094 • 2025

An Act relative to notifying broker prior to termination of coverage

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor: Donald R. Berthiaume, Jr.
Last action: 2026-02-25
Official status: Placed in the Orders of the Day for the next sitting (under the last sentence of Rule 7A) for a second reading
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act relative to notifying broker prior to termination of coverage

An Act relative to notifying broker prior to termination of coverage By Representative Berthiaume of Spencer, a petition (accompanied by bill, House, No.

What This Bill Does

An Act relative to notifying broker prior to termination of coverage By Representative Berthiaume of Spencer, a petition (accompanied by bill, House, No.
1094) of Donald R.
Berthiaume, Jr., Paul McMurtry and Francisco E.
Paulino relative to insurers notifying agents prior to termination of certain insurance coverage.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2026-02-25 House
Placed in the Orders of the Day for the next sitting (under the last sentence of Rule 7A) for a second reading
2026-01-15 House
Accompanied a study order, see H4931
2026-01-15 House
Reported from the committee on House Rules
2026-01-15 House
Reported on a part of H4931
2026-01-15 House
Bill reported favorably by committee and referred to the committee on House Steering, Policy and Scheduling
2025-10-27 Joint
Hearing scheduled for 11/04/2025 from 10:30 AM-01:30 PM in A-2
2025-02-27 House
Referred to the committee on Financial Services
2025-02-27 Senate
Senate concurred

Official Summary Text

An Act relative to notifying broker prior to termination of coverage
By Representative Berthiaume of Spencer, a petition (accompanied by bill, House, No. 1094) of Donald R. Berthiaume, Jr., Paul McMurtry and Francisco E. Paulino relative to insurers notifying agents prior to termination of certain insurance coverage. Financial Services.

Current Bill Text

Read the full stored bill text

Bill H.1094

Chapter 175 of the General Laws, as appearing in the 2022 Official Edition, is hereby amended by adding the following new section:-

Section 231. If the policy owner of a life, disability or long term care insurance policy has an agent of record, the insurer must also notify the agent of the impending lapse in coverage or mail or send electronically a copy of the notification of the impending lapse in coverage to the agent at least 21 days before the effective date of any such lapse. Receipt of such notice does not make the agent responsible for any lapse in coverage. An insurer is not required to notify the agent under this section if any of the following applies:

(a) The insurer maintains an online system that pushes out a notice of pending lapse to the broker of record to independently determine if a policy is about to lapse.

(b) The insurer maintains a procedure that pushes out a notice that allows an agent to independently determine whether the notice of lapse has been sent to the insured.

(d) The agent is employed by the insurer or an affiliate of the insurer.

The information contained in this website is for general information purposes only. The General Court provides this information as a public service and while we endeavor to keep the data accurate and current to the best of our ability, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.