H1109 • 2025

An Act to relative to an underinsurance issue

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The official status still shows this bill as active or still awaiting another formal step.

Sponsor: Michael S. Chaisson
Last action: 2025-10-14
Official status: Placed in the Orders of the Day for the next sitting (under the last sentence of Rule 7A) for a second reading
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act to relative to an underinsurance issue

An Act to relative to an underinsurance issue By Representative Chaisson of Foxborough, a petition (accompanied by bill, House, No.

What This Bill Does

An Act to relative to an underinsurance issue By Representative Chaisson of Foxborough, a petition (accompanied by bill, House, No.
1109) of Michael S.
Chaisson relative to motor vehicle underinsurance.
Financial Services.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2025-10-14 House
Placed in the Orders of the Day for the next sitting (under the last sentence of Rule 7A) for a second reading
2025-09-08 House
Bill reported favorably by committee and referred to the committee on House Steering, Policy and Scheduling
2025-05-20 Joint
Hearing scheduled for 05/27/2025 from 10:30 AM-01:00 PM in A-2
2025-02-27 House
Referred to the committee on Financial Services
2025-02-27 Senate
Senate concurred

Official Summary Text

An Act to relative to an underinsurance issue
By Representative Chaisson of Foxborough, a petition (accompanied by bill, House, No. 1109) of Michael S. Chaisson relative to motor vehicle underinsurance. Financial Services.

Current Bill Text

Read the full stored bill text

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Bill H.1109

Paragraph 2 of Section 113L of Chapter 175 of the General Laws, as so appearing in the 2022 Official Edition, is hereby amended by inserting after the first sentence the following sentence: -

The coverage described in this paragraph shall also apply when, by reason of payment of judgment or settlement, the bond amount or policy limit of the tortfeasor has been reduced by the payment of multiple claims arising from the same accident to an amount less than the policy limit for uninsured motor vehicle coverage, and only to the extent that the uninsured motor vehicle coverage limits exceed the amount paid to the insured pursuant to the exhausted bodily injury liability bond or policy.

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