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H1175 • 2025

An Act to provide homeowners with fair insurance premiums

An Act to provide homeowners with fair insurance premiums

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Carlos González
Last action
2026-04-21
Official status
Accompanied a study order, see H5336
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act to provide homeowners with fair insurance premiums

An Act to provide homeowners with fair insurance premiums By Representative González of Springfield, a petition (accompanied by bill, House, No.

What This Bill Does

  • An Act to provide homeowners with fair insurance premiums By Representative González of Springfield, a petition (accompanied by bill, House, No.
  • 1175) of Carlos González relative to insurance premiums for homeowners.
  • Financial Services.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-04-21 House

    Accompanied a study order, see H5336

  2. 2025-05-07 Joint

    Hearing scheduled for 05/13/2025 from 10:00 AM-01:00 PM in A-2

  3. 2025-02-27 House

    Referred to the committee on Financial Services

  4. 2025-02-27 Senate

    Senate concurred

Official Summary Text

An Act to provide homeowners with fair insurance premiums
By Representative González of Springfield, a petition (accompanied by bill, House, No. 1175) of Carlos González relative to insurance premiums for homeowners. Financial Services.

Current Bill Text

Read the full stored bill text 
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Bill H.1175

Section 5 of chapter 175A of the General Laws, as appearing in the 2022 Official Edition, is hereby amended by inserting after the word “expenses”, in line 26, the following words:-

An insurer shall not adjust the rate of a homeowner policy because on a claim of fire, theft, storm or water damage where the insured is found to be not at fault.

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