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H1220 • 2025

An Act creating surcharge exceptions in motor vehicle insurance premiums

An Act creating surcharge exceptions in motor vehicle insurance premiums

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Keefe, Mary S.
Last action
2025-12-01
Official status
Accompanied a study order, see H4777
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act creating surcharge exceptions in motor vehicle insurance premiums

An Act creating surcharge exceptions in motor vehicle insurance premiums By Representatives Keefe of Worcester and Meschino of Hull, a petition (accompanied by bill, House, No.

What This Bill Does

  • An Act creating surcharge exceptions in motor vehicle insurance premiums By Representatives Keefe of Worcester and Meschino of Hull, a petition (accompanied by bill, House, No.
  • 1220) of Mary S.
  • Keefe, Patrick Joseph Kearney and others relative to motor vehicle insurance premiums.
  • Financial Services.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-12-01 House

    Accompanied a study order, see H4777

  2. 2025-05-20 Joint

    Hearing scheduled for 05/27/2025 from 10:30 AM-01:00 PM in A-2

  3. 2025-02-27 House

    Referred to the committee on Financial Services

  4. 2025-02-27 Senate

    Senate concurred

Official Summary Text

An Act creating surcharge exceptions in motor vehicle insurance premiums
By Representatives Keefe of Worcester and Meschino of Hull, a petition (accompanied by bill, House, No. 1220) of Mary S. Keefe, Patrick Joseph Kearney and others relative to motor vehicle insurance premiums. Financial Services.

Current Bill Text

Read the full stored bill text 
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Bill H.1220

SECTION 1. Chapter 175 of the General Laws, as appearing in the 2020 Official Edition, is hereby amended by adding the following new section:

Section 231. No surcharge on any motor vehicle liability insurance premium shall be assigned for (A) any accident involving only property damage of five thousand dollars or less, (B) the first accident involving only property damage of more than five thousand dollars which would otherwise result in a surcharge to the policy of the insured, (C) the first two speeding violations, unless either would result in the suspension or revocation of the driver’s license, (D) any accident caused by an operator other than the named insured, a relative residing in the named insured’s household, or a person who customarily operates the insured vehicle, (E) the first or second accident within the current experience period in relation to which the insured was not convicted of a moving traffic violation and was not at fault, or (F) any motor vehicle infraction.

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