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H1269 • 2025

An Act eliminate penalty charges when canceling auto insurance

An Act eliminate penalty charges when canceling auto insurance

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
James M. Murphy
Last action
2025-10-14
Official status
Referred to House Committee on Bills in the Third Reading
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act eliminate penalty charges when canceling auto insurance

An Act eliminate penalty charges when canceling auto insurance By Representative Murphy of Weymouth, a petition (accompanied by bill, House, No.

What This Bill Does

  • An Act eliminate penalty charges when canceling auto insurance By Representative Murphy of Weymouth, a petition (accompanied by bill, House, No.
  • 1269) of James M.
  • Murphy for legislation to eliminate penalty charges when cancelling motor vehicle insurance policies.
  • Financial Services.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-10-14 House

    Committee reported that the matter be placed in the Orders of the Day for the next sitting for a second reading

  2. 2025-10-14 House

    Rules suspended

  3. 2025-10-14 House

    Read second and ordered to a third reading

  4. 2025-09-08 House

    Bill reported favorably by committee and referred to the committee on House Steering, Policy and Scheduling

  5. 2025-05-20 Joint

    Hearing scheduled for 05/27/2025 from 10:30 AM-01:00 PM in A-2

  6. 2025-02-27 House

    Referred to the committee on Financial Services

  7. 2025-02-27 Senate

    Senate concurred

Official Summary Text

An Act eliminate penalty charges when canceling auto insurance
By Representative Murphy of Weymouth, a petition (accompanied by bill, House, No. 1269) of James M. Murphy for legislation to eliminate penalty charges when cancelling motor vehicle insurance policies. Financial Services.
Status:
Referred to House Committee on Bills in the Third Reading

Current Bill Text

Read the full stored bill text 
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Bill H.1269

Chapter 175 of the General Laws, as appearing in the 2014 official edition, is hereby amended by inserting at the end of Section 22C the following:

When policy holders change auto insurance companies or cancel pre paid policies they shall be entitled to a pro rate rebate for the exact number of days paid for in the policy without any surcharge or expenses beyond the exact days the policy was in effect.

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