H1321 • 2025

An Act relative to transparency of consumer health insurance rights

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor: Greg Schwartz
Last action: 2025-12-04
Official status: Referred to House Committee on Ways and Means
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act relative to transparency of consumer health insurance rights

An Act relative to transparency of consumer health insurance rights By Representative Schwartz of Newton, a petition (accompanied by bill, House, No.

What This Bill Does

An Act relative to transparency of consumer health insurance rights By Representative Schwartz of Newton, a petition (accompanied by bill, House, No.
1321) of Greg Schwartz and Natalie M.
Higgins relative to the display of information on enrollment cards of health plans.
Financial Services.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2025-12-04 House
Committee recommended bill ought to pass and referred to the committee on House Ways and Means
2025-08-28 Joint
Hearing rescheduled to 04/29/2025 from 10:00 AM-01:00 PM in A-2 and Virtual Hearing updated to New End Time
2025-07-31 House
Reported favorably by committee and referred to the committee on Health Care Financing
2025-04-23 Joint
Hearing scheduled for 04/29/2025 from 10:00 AM-02:00 PM in A-2
2025-02-27 House
Referred to the committee on Financial Services
2025-02-27 Senate
Senate concurred

Official Summary Text

An Act relative to transparency of consumer health insurance rights
By Representative Schwartz of Newton, a petition (accompanied by bill, House, No. 1321) of Greg Schwartz and Natalie M. Higgins relative to the display of information on enrollment cards of health plans. Financial Services.
Status:
Referred to House Committee on Ways and Means

Current Bill Text

Read the full stored bill text

Bill H.1321

Chapter 176O, as appearing in the 2022 Official Edition, is hereby amended by striking out section 19 and inserting in place thereof the following section:-

Section 19. Display of information on enrollment cards of carrier

(a) A carrier shall state prominently on the front or back of its enrollment cards the following:

(1) The statement “This health plan is fully-insured, subject to all Massachusetts insurance laws.”

(2) The name of the carrier, and the name of the insured’s specific health plan, including any numbers or other information necessary to identify the insured’s plan.

(3) A toll-free telephone number for the member services department of the carrier.

(4) The name and toll-free telephone number of the member services department of any third party that administers behavioral health, prescription drug, or other benefits.

(5) The amount of any copayment under the plan for preventive care visits, office visits, emergency department visits and prescription drugs.

(6) Whether the plan has a deductible, and the amount of any deductible under the plan.

(7) Any other information required by the commissioner of insurance.

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