Back to Massachusetts

H454 • 2025

An Act relative to credit card surcharges

An Act relative to credit card surcharges

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Edward R. Philips
Last action
2026-04-02
Official status
Accompanied a study order, see H5320
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act relative to credit card surcharges

An Act relative to credit card surcharges By Representative Philips of Sharon, a petition (accompanied by bill, House, No.

What This Bill Does

  • An Act relative to credit card surcharges By Representative Philips of Sharon, a petition (accompanied by bill, House, No.
  • 454) of Edward R.
  • Philips and Jacob R.
  • Oliveira relative to credit card surcharges.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-04-02 House

    Accompanied a study order, see H5320

  2. 2025-08-26 House

    Reporting date extended to Wednesday, March 18, 2026

  3. 2025-05-23 Joint

    Hearing scheduled for 06/02/2025 from 01:00 PM-05:00 PM in B-2

  4. 2025-02-27 House

    Referred to the committee on Consumer Protection and Professional Licensure

  5. 2025-02-27 Senate

    Senate concurred

Official Summary Text

An Act relative to credit card surcharges
By Representative Philips of Sharon, a petition (accompanied by bill, House, No. 454) of Edward R. Philips and Jacob R. Oliveira relative to credit card surcharges. Consumer Protection and Professional Licensure.

Current Bill Text

Read the full stored bill text
×

Bill H.454

Subsection (a) of Section 28A of Chapter 140D of the General Laws, as appearing in the 2020 Official Edition, is hereby amended by striking out paragraphs (1) and (2) and inserting in place thereof the following 2 paragraphs: -

(1) With respect to sales transactions nothing in this section shall prohibit any seller from offering a discount on any transaction to induce payment by cash, check, debit card or similar means rather than by charge card or credit card. No seller may offer any such discount unless such seller posts a notice disclosing such discount. Such seller shall clearly and conspicuously post such notice on the seller’s premises for in-person transactions, shall post such notice on the Internet website or digital payment application before completing any online transaction or transaction that is processed by way of digital payment application, and shall verbally provide such notice before completing any oral transaction, including, but not limited to, and telephonic transaction.

(2) No seller in any sales transaction may impose a surcharge on a buyer who elects to use any method of payment, including but not limited to, cash, check, a credit card, or electronic means.

The information contained in this website is for general information purposes only. The General Court provides this information as a public service and while we endeavor to keep the data accurate and current to the best of our ability, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Close