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H4808 • 2025

An Act relative to the collection of debt

An Act relative to the collection of debt

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Consumer Protection and Professional Licensure (J)
Last action
2025-12-08
Official status
Referred to House Committee on Ways and Means
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act relative to the collection of debt

An Act relative to the collection of debt Status: Referred to House Committee on Ways and Means

What This Bill Does

  • An Act relative to the collection of debt Status: Referred to House Committee on Ways and Means

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-12-08 House

    Reported from the committee on Consumer Protection and Professional Licensure

  2. 2025-12-08 House

    New draft of H364

  3. 2025-12-08 House

    Bill reported favorably by committee and referred to the committee on House Ways and Means

Official Summary Text

An Act relative to the collection of debt
Status:
Referred to House Committee on Ways and Means

Current Bill Text

Read the full stored bill text 
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Bill H.4808

SECTION 1. Chapter 93 of the General Laws, as appearing in the 2024 Official Edition, is hereby amended by inserting after section 24A the following new section:-

Section 24A 1/2. (a) Notwithstanding any general or special law to the contrary, a debt collector or creditor shall be permitted to accept payment of a debt, or any portion thereof, by postdated check or other similar instrument; provided, however, a debt collector or creditor shall not accept from any person a check or other payment instrument postdated by more than five days unless such person is notified in writing of the creditor or debt collector's intent to deposit such check or instrument not more than ten, nor less than three, days, excluding legal public holidays identified in 5 U.S.C. 6103(a), Saturdays, and Sundays, prior to such deposit.

(b) A debt collector or creditor shall not solicit any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution.

(c) A debt collector or creditor shall not deposit or threaten to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.

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