S785 • 2025

An Act relative to insurance claims

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor: Joan B. Lovely
Last action: 2026-07-13
Official status: Referred to House Committee on Steering, Policy and Scheduling
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act relative to insurance claims

An Act relative to insurance claims By Ms.

What This Bill Does

An Act relative to insurance claims By Ms.
Lovely, a petition (accompanied by bill, Senate, No.
785) of Joan B.
Lovely for legislation to further regulate insurance claims.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2026-07-13 Senate
Committee reported that the matter be placed in the Orders of the Day for the next session
2026-07-13 Senate
Rules suspended
2026-07-13 Senate
Read second, ordered to a third reading, read third (title changed) and passed to be engrossed
2026-07-13 House
Read; and referred to the committee on House Steering, Policy and Scheduling
2025-11-10 Senate
Bill reported favorably by committee and referred to the committee on Senate Rules
2025-05-07 Joint
Hearing scheduled for 05/13/2025 from 10:00 AM-01:00 PM in A-2
2025-02-27 Senate
Referred to the committee on Financial Services
2025-02-27 House
House concurred

Official Summary Text

An Act relative to insurance claims
By Ms. Lovely, a petition (accompanied by bill, Senate, No. 785) of Joan B. Lovely for legislation to further regulate insurance claims. Financial Services.
Status:
Referred to House Committee on Steering, Policy and Scheduling

Current Bill Text

Read the full stored bill text

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Bill S.785

SECTION 1.

Chapter 175 of General Laws is hereby amended by inserting after section 2B the following section:-

Section 2C. It shall be unlawful for a company as defined in section 1 of chapter 175 and any non-admitted or surplus lines insurer to include in a policy of property and casualty insurance any language, form or endorsement, which prohibits any insured from hiring, retaining, engaging, utilizing, consulting or contracting with a public insurance adjuster, as defined in section 162 of said chapter 175,as a condition to recovery under such policy of insurance. Any such language, form or endorsement shall be unenforceable and shall be excised from the policy of insurance with all remaining policy language, forms and endorsements unaffected.

SECTION 2. Clause (9) of the first paragraph of section 3 of chapter 176D of the General Laws, as appearing in the 2022 Official Edition, is hereby amended by adding the following subclause:-

(o) A policy provision in any policy of property or casualty insurance that prohibits an insured from hiring a public adjuster for services provided pursuant to this chapter.

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