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HB4071 • 2026

Insurance: unfair trade practices; unfair trade practices in the insurance industry; revise. Amends sec. 2025 of 1956 PA 218 (MCL 500.2025).

Insurance: unfair trade practices; unfair trade practices in the insurance industry; revise. Amends sec. 2025 of 1956 PA 218 (MCL 500.2025).

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Brenda Carter (District 53), Kara Hope (District 74), Emily Dievendorf (District 77), Helena Scott (District 8), Jennifer Conlin (District 48), Tyrone Carter (District 1), Samantha Steckloff (District 19), Regina Weiss (District 5), John Fitzgerald (District 83), Carrie Rheingans (District 47), Jasper Martus (District 69), Tullio Liberati (District 2), Denise Mentzer (District 61), Donavan McKinney (District 11), Jimmie Wilson (District 32)
Last action
2025-05-13
Official status
REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
Effective date
Not listed

Plain English Breakdown

The official source material is limited and does not provide detailed information about specific changes or impacts on individuals. The bill summary only indicates a revision of unfair trade practices in the insurance industry without specifying new reporting methods, state powers, or customer assistance provisions.

Changes to Insurance Rules

This law revises the rules about unfair trade practices in the insurance industry.

What This Bill Does

  • Updates the list of unfair practices that insurance companies are not allowed to use.

Who It Names or Affects

  • Insurance companies

Terms To Know

Unfair trade practices
Actions that are not fair or honest in business, especially when selling products like insurance.

Limits and Unknowns

  • The bill does not provide specific details on how it updates unfair trade practices.
  • It is unclear what new ways people can use to report unfair practices until the law is fully written and passed.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

H-2

5

reported with recommendation with substitute (H-2)

Plain English: reported with recommendation with substitute (H-2) 5

  • The official amendment file could not be read automatically during the last sync, so only the official amendment metadata is shown right now.

Bill History

  1. 2025-05-13 SJ 43 Pg. 438

    PASSED BY HOUSE WITH IMMEDIATE EFFECT

  2. 2025-05-13 SJ 43 Pg. 438

    REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION

  3. 2025-05-07 HJ 44 Pg. 506

    read a second time

  4. 2025-05-07 HJ 44 Pg. 506

    substitute (H-2) adopted

  5. 2025-05-07 HJ 44 Pg. 506

    placed on third reading

  6. 2025-05-07 HJ 44 Pg. 506

    placed on immediate passage

  7. 2025-05-07 HJ 44 Pg. 506

    read a third time

  8. 2025-05-07 HJ 44 Pg. 506

    passed; given immediate effect Roll Call #95 Yeas 108 Nays 1 Excused 0 Not Voting 1

  9. 2025-05-07 HJ 44 Pg. 506

    transmitted

  10. 2025-04-16 HJ 35 Pg. 342

    reported with recommendation with substitute (H-2)

  11. 2025-04-16 HJ 35 Pg. 342

    referred to second reading

  12. 2025-02-13 HJ 16 Pg. 113

    bill electronically reproduced 02/12/2025

  13. 2025-02-12 HJ 15 Pg. 110

    introduced by Representative Rep. Brenda Carter

  14. 2025-02-12 HJ 15 Pg. 110

    read a first time

  15. 2025-02-12 HJ 15 Pg. 110

    referred to Committee on Insurance

Official Summary Text

Insurance: unfair trade practices; unfair trade practices in the insurance industry; revise. Amends sec. 2025 of 1956 PA 218 (MCL 500.2025).