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HB4095 • 2026

Insurance: insurers; insurance providers to panel a mental health provider within a certain time period of application process; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.

Insurance: insurers; insurance providers to panel a mental health provider within a certain time period of application process; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Noah Arbit (District 20), Mike McFall (District 14), Carrie Rheingans (District 47), Reggie Miller (District 31), Betsy Coffia (District 103), Penelope Tsernoglou (District 75), Erin Byrnes (District 15)
Last action
2025-02-25
Official status
bill electronically reproduced 02/20/2025
Effective date
Not listed

Plain English Breakdown

The exact timeframe within which insurance companies must review and accept/reject applications is not specified in the available official summary text.

Mental Health Provider Insurance Requirements

This law requires insurance companies to add a mental health provider to their list of approved providers within a certain time period after the provider applies.

What This Bill Does

  • Requires insurance companies to review and accept or reject applications from mental health providers within a specified timeframe.

Who It Names or Affects

  • Insurance companies that provide health insurance
  • Mental health care providers who want their services covered by insurance

Terms To Know

Panel
A list of approved mental health providers that an insurance company allows to treat patients.
Application process
The steps a mental health provider must go through to be added to an insurance company's panel.

Limits and Unknowns

  • The exact rules for approving or rejecting applications are not detailed in the provided information.
  • It is unclear what happens if an insurance company fails to meet the time limits set by this law.

Bill History

  1. 2025-02-25 HJ 20 Pg. 146

    bill electronically reproduced 02/20/2025

  2. 2025-02-20 HJ 19 Pg. 139

    introduced by Representative Rep. Noah Arbit

  3. 2025-02-20 HJ 19 Pg. 139

    read a first time

  4. 2025-02-20 HJ 19 Pg. 139

    referred to Committee on Insurance

Official Summary Text

Insurance: insurers; insurance providers to panel a mental health provider within a certain time period of application process; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.