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HB6179 • 2026

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Stille-DeRossett-Hale single state construction code act. Amends sec. 9c of 1972 PA 230 (MCL 125.1509c). TIE BAR WITH: HB 6177'26

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Stille-DeRossett-Hale single state construction code act. Amends sec. 9c of 1972 PA 230 (MCL 125.1509c). TIE BAR WITH: HB 6177'26

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Bill Schuette (District 95), Mark Tisdel (District 55)
Last action
2026-07-14
Official status
bill electronically reproduced 07/03/2026
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Stille-DeRossett-Hale single state construction code act. Amends sec. 9c of 1972 PA 230 (MCL 125.1509c). TIE BAR WITH: HB 6177'26

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Stille-DeRossett-Hale single state construction code act.

What This Bill Does

  • Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Stille-DeRossett-Hale single state construction code act.
  • Amends sec.
  • 9c of 1972 PA 230 (MCL 125.1509c).
  • TIE BAR WITH: HB 6177'26

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-07-14 HJ 57 Pg. 0

    bill electronically reproduced 07/03/2026

  2. 2026-07-03 HJ 56 Pg. 0

    introduced by Representative Rep. Bill Schuette

  3. 2026-07-03 HJ 56 Pg. 0

    read a first time

  4. 2026-07-03 HJ 56 Pg. 0

    referred to Committee on Finance

Official Summary Text

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Stille-DeRossett-Hale single state construction code act. Amends sec. 9c of 1972 PA 230 (MCL 125.1509c). TIE BAR WITH: HB 6177'26

Current Bill Text

Read the full stored bill text
JJB H05171'25 b_HB6179_INTR_1 2antbf

HOUSE BILL NO. 6179

A bill to amend 1972 PA 230, entitled
"Stille-DeRossett-Hale single state construction code act,"
by amending section 9c (MCL 125.1509c), as added by 2013 PA 190.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 9c. (1) A city that , pursuant to under section 8b , has 1
assumed responsibility for administration and enforcement of this 2
act within its political boundary may by ordinance provide that a 3
person is not eligible to apply for a building permit under section 4
10, a certificate of use and occupancy under section 13, or a 5
July 03, 2026, Introduced by Reps. Schuette and Tisdel and referred to Committee on Finance.
2

JJB H05171'25 b_HB6179_INTR_1 2antbf
variance under section 15 if the person or the owner of the 1
affected or proposed building or structure is delinquent in paying 2
a civil fine, costs, or a justice system assessment imposed by an 3
administrative hearings bureau established in that city pursuant to 4
under section 4q of the home rule city act, 1909 PA 279, MCL 5
117.4q. 6
(2) An ordinance adopted under subsection (1) does not apply 7
to an applicant if the applicant became the owner of the property 8
by foreclosure or by taking a deed in lieu of foreclosure and is 1 9
of the following: 10
(a) A government-sponsored enterprise. As used in this 11
subdivision, "government-sponsored enterprise" means that term as 12
defined in 2 USC 622(8), or the Michigan state housing development 13
authority created under the state housing development authority act 14
of 1966, 1966 PA 346, MCL 125.1401 to 125.1499c. 15
(b) A financial institution. As used in this subdivision, 16
"financial institution" means that term as defined in section 4(c) 17
of the Michigan strategic fund act, 1984 PA 270, MCL 125.2004. 18
(c) A For 6 months after the effective date of the residential 19
mortgage licensing and supervision act, a mortgage servicer, as 20
that term is defined in section 1a of the mortgage brokers, 21
lenders, and servicers licensing act, 1987 PA 173, MCL 445.1651a, 22
that is subject to the mortgage brokers, lenders, and servicers 23
licensing act, 1987 PA 173, MCL 445.1651 to 445.1684. 24
(d) Beginning on the effective date of the residential 25
mortgage licensing and supervision act, a mortgage servicer, as 26
that term is defined in section 5 of the residential mortgage 27
licensing and supervision act, that is subject to the residential 28
mortgage licensing and supervision act. 29
3
Final Page
JJB H05171'25 b_HB6179_INTR_1 2antbf
(e) (d) A credit union service organization that is organized 1
under the laws of this state or the United States. 2
(3) Subsection (1) does not apply to an application for a 3
building permit if the work authorized under the building permit 4
will correct, in whole or in part, the blight violation that was 5
the subject of the delinquent payment referred to in subsection 6
(1). 7
Enacting section 1. This amendatory act does not take effect 8
unless House Bill No. 6177 (request no. H05171'25) of the 103rd 9
Legislature is enacted into law. 10