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HB6180 • 2026

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan zoning enabling act. Amends sec. 406 of 2006 PA 110 (MCL 125.3406). TIE BAR WITH: HB 6177'26

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan zoning enabling act. Amends sec. 406 of 2006 PA 110 (MCL 125.3406). TIE BAR WITH: HB 6177'26

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Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Gregory Alexander (District 98), Mark Tisdel (District 55), Thomas Kuhn (District 57), Steve Frisbie (District 44)
Last action
2026-07-14
Official status
bill electronically reproduced 07/03/2026
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan zoning enabling act. Amends sec. 406 of 2006 PA 110 (MCL 125.3406). TIE BAR WITH: HB 6177'26

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan zoning enabling act.

What This Bill Does

  • Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan zoning enabling act.
  • Amends sec.
  • 406 of 2006 PA 110 (MCL 125.3406).
  • TIE BAR WITH: HB 6177'26

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-07-14 HJ 57 Pg. 0

    bill electronically reproduced 07/03/2026

  2. 2026-07-03 HJ 56 Pg. 0

    introduced by Representative Rep. Gregory Alexander

  3. 2026-07-03 HJ 56 Pg. 0

    read a first time

  4. 2026-07-03 HJ 56 Pg. 0

    referred to Committee on Finance

Official Summary Text

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the Michigan zoning enabling act. Amends sec. 406 of 2006 PA 110 (MCL 125.3406). TIE BAR WITH: HB 6177'26

Current Bill Text

Read the full stored bill text
JJB H05171'25 c_HB6180_INTR_1 6muyq7

HOUSE BILL NO. 6180

A bill to amend 2006 PA 110, entitled
"Michigan zoning enabling act,"
by amending section 406 (MCL 125.3406), as amended by 2013 PA 189.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 406. (1) The legislative body may charge reasonable fees 1
for zoning permits as a condition of granting authority to use, 2
erect, alter, or locate dwellings, buildings, and structures, 3
including tents and recreational vehicles, within a zoning district 4
established under this act. 5
July 03, 2026, Introduced by Reps. Alexander, Tisdel, Kuhn and Frisbie and referred to Committee
on Finance.
2

JJB H05171'25 c_HB6180_INTR_1 6muyq7
(2) A zoning ordinance adopted by a city may provide that a 1
person is not eligible to apply for a rezoning, site plan approval, 2
special land use approval, planned unit development approval, 3
variance, or other zoning authorization if the person is delinquent 4
in paying a civil fine, costs, or a justice system assessment 5
imposed by an administrative hearings bureau established in that 6
city pursuant to under section 4q of the home rule city act, 1909 7
PA 279, MCL 117.4q. 8
(3) A zoning ordinance provision adopted under subsection (2) 9
does not apply to an applicant for a zoning authorization if the 10
applicant became the owner of the property by foreclosure or by 11
taking a deed in lieu of foreclosure and is 1 of the following: 12
(a) A government-sponsored enterprise. As used in this 13
subdivision, "government-sponsored enterprise" means that term as 14
defined in 2 USC 622(8), or the Michigan state housing development 15
authority created under the state housing development authority act 16
of 1966, 1966 PA 346, MCL 125.1401 to 125.1499c. 17
(b) A financial institution. As used in this subdivision, 18
"financial institution" means that term as defined in section 4(c) 19
of the Michigan strategic fund act, 1984 PA 270, MCL 125.2004. 20
(c) A For 6 months after the effective date of the residential 21
mortgage licensing and supervision act, a mortgage servicer , as 22
that term is defined in section 1a of the mortgage brokers, 23
lenders, and servicers licensing act, 1987 PA 173, MCL 445.1651a, 24
that is subject to the mortgage brokers, lenders, and servicers 25
licensing act, 1987 PA 173, MCL 445.1651 to 445.1684. 26
(d) Beginning on the effective date of the residential 27
mortgage licensing and supervision act, a mortgage servicer, as 28
that term is defined in section 5 of the residential mortgage 29
3
Final Page
JJB H05171'25 c_HB6180_INTR_1 6muyq7
licensing and supervision act, that is subject to the residential 1
mortgage licensing and supervision act. 2
(e) (d) A credit union service organization that is organized 3
under the laws of this state or the United States. 4
(4) Subsection (2) does not apply to a zoning authorization if 5
the authorization will correct, in whole or in part, the blight 6
violation that was the subject of the delinquent payment referred 7
to in subsection (2). 8
Enacting section 1. This amendatory act does not take effect 9
unless House Bill No. 6177 (request no. H05171'25) of the 103rd 10
Legislature is enacted into law. 11