Back to Michigan

HB6200 • 2026

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the code of criminal procedure. Amends secs. 14h & 14p, ch. XVII of 1927 PA 175 (MCL 777.14h & 777.14p). TIE BAR WITH: HB 6177'26

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the code of criminal procedure. Amends secs. 14h & 14p, ch. XVII of 1927 PA 175 (MCL 777.14h & 777.14p). TIE BAR WITH: HB 6177'26

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Mark Tisdel (District 55)
Last action
2026-07-14
Official status
bill electronically reproduced 07/03/2026
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the code of criminal procedure. Amends secs. 14h & 14p, ch. XVII of 1927 PA 175 (MCL 777.14h & 777.14p). TIE BAR WITH: HB 6177'26

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the code of criminal procedure.

What This Bill Does

  • Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the code of criminal procedure.
  • Amends secs.
  • 14h & 14p, ch.
  • XVII of 1927 PA 175 (MCL 777.14h & 777.14p).

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-07-14 HJ 57 Pg. 0

    bill electronically reproduced 07/03/2026

  2. 2026-07-03 HJ 56 Pg. 0

    introduced by Representative Rep. Mark Tisdel

  3. 2026-07-03 HJ 56 Pg. 0

    read a first time

  4. 2026-07-03 HJ 56 Pg. 0

    referred to Committee on Finance

Official Summary Text

Financial institutions: mortgage brokers and lenders; consolidation of certain licensing statutes related to residential mortgages; make conforming changes in the code of criminal procedure. Amends secs. 14h & 14p, ch. XVII of 1927 PA 175 (MCL 777.14h & 777.14p). TIE BAR WITH: HB 6177'26

Current Bill Text

Read the full stored bill text
JJB H05171'25 w_HB6200_INTR_1 mcxpe8

HOUSE BILL NO. 6200

A bill to amend 1927 PA 175, entitled
"The code of criminal procedure,"
by amending sections 14h and 14p of chapter XVII (MCL 777.14h and
777.14p), section 14h as amended by 2021 PA 141 and section 14p as
amended by 2008 PA 528.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
1
2
3
CHAPTER XVII
Sec. 14h. This chapter applies to the following felonies
enumerated in chapter 445 of the Michigan Compiled Laws:
July 03, 2026, Introduced by Rep. Tisdel and referred to Committee on Finance.
2

JJB H05171'25 w_HB6200_INTR_1 mcxpe8
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

M.C.L. Category Class Description Stat Max
445.33(2)(b) Pub ord E Mail theft – second or
subsequent offense
5
445.65 Pub ord E Identity theft 5

Pub ord D Identity theft –
second offense
10

Pub ord C Identify theft – third
or subsequent offense
15
445.67 Pub ord E Solicit, obtain,
possess, sell, or
transfer personal
identifying
information of another
or falsify a police
report with intent to
commit identity theft
5

Pub ord D Obtain, possess, sell,
or transfer personal
identifying
information of another
or falsify a police
report with intent to
commit identity theft
– second offense
10
3

JJB H05171'25 w_HB6200_INTR_1 mcxpe8
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25

Pub ord C Obtain, possess, sell,
or transfer personal
identifying
information of another
or falsify a police
report with intent to
commit identity theft
– third or subsequent
offense
15
445.408(2) Pub ord E Buying or selling
stolen scrap metal
5
445.408(3) Pub ord E Buying or selling
stolen scrap metal –
subsequent offense
5
445.433(2) Pub ord E Knowingly buying or
selling stolen scrap
metal or other
specific items
5
445.487(2) Pub ord H Precious metal and gem
dealer failure to
record material matter
– subsequent offense
2
445.488(2) Pub ord H Precious metal and gem
dealer violations –
subsequent offense
2
4

JJB H05171'25 w_HB6200_INTR_1 mcxpe8
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21

445.489 Pub ord H Precious metal and gem
dealer failing to
record transaction or
falsifying transaction
record, or making
improper purchase
2
445.490 Pub ord H Precious metal and gem
dealer failure to
obtain a certificate
of registration or
retain precious item
for required period
2
445.574(2)(c) Pub ord E Failure to originate
and maintain record of
deposits on certain
containers valued at
$10,000.00 or more but
less than $20,000.00
with intent to defraud
or cheat, or repeat
offense
5
5

JJB H05171'25 w_HB6200_INTR_1 mcxpe8
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
445.574(2)(d) Pub ord C Failure to originate
and maintain record of
deposits on certain
containers valued at
$20,000.00 or more but
less than $50,000.00
with intent to defraud
or cheat, or repeat
offense
15
445.574(2)(e) Pub ord C Failure to originate
and maintain record of
deposits on certain
containers valued at
$50,000.00 or more but
less than $100,000.00
with intent to defraud
or cheat, or repeat
offense
15
445.574(2)(f) Pub ord B Failure to originate
and maintain record of
deposits on certain
containers valued at
$100,000.00 or more
with intent to defraud
or cheat, or repeat
offense
20
6

JJB H05171'25 w_HB6200_INTR_1 mcxpe8
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
445.574a(2)(d) Pub ord H Improper return of
10,000 or more
nonrefundable
containers
5
445.574a(3)(d) Pub ord H Improper acceptance or
delivery of 10,000 or
more nonrefundable
containers by dealer
5
445.574a(4)(d) Pub ord H Improper acceptance or
delivery of 10,000 or
more nonrefundable
containers by
distributor
5
445.667 Pub ord G Changing, altering, or
modifying reverse
vending machine or
data for reverse
vending machine
2
445.779 Pub ord H Antitrust violation 2
445.1505 Pub trst G Fraudulent filing,
offer, or sale of
franchise
7
445.1508 Pub trst G Sale of franchise
without proper
disclosure
7
445.1513 Pub trst G Illegal offer or sale
of franchise
7
7

JJB H05171'25 w_HB6200_INTR_1 mcxpe8
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
445.1520 Pub trst G Failure to keep or
maintain record of
sale of franchise
7
445.1521 Pub trst G False representation
of departmental
finding,
recommendation, or
approval of franchise
document
7
445.1523 Pub trst G False statement of
material fact to
department of attorney
general regarding
franchise
7
445.1525 Pub trst G False advertising of
franchise
7
445.1671 Pub trst E False statement in
report required by
mortgage broker or
lender
15
445.2081 Pub ord E Purchasing or selling
stolen plastic bulk
merchandise containers
5
445.2507(2) Pub ord F Violation of
unsolicited commercial
e-mail protection act
in furtherance of
crime
4
8

JJB H05171'25 w_HB6200_INTR_1 mcxpe8
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
445.2583 Pub trst F Establish, promote, or
operate a pyramid
promotional scheme
7
445.2661 Pub trst C False statement in
report required by
mortgage broker,
lender, or servicer
15
Sec. 14p. This chapter applies to the following felonies
enumerated in chapters 482 to 499 of the Michigan Compiled Laws:
M.C.L. Category Class Description Stat Max
482.44 Property H Bills of lading —
issuance for goods not
received
5
482.46 Property H Bills of lading —
issuance of duplicate
negotiable bill with
intent to defraud
5
482.48 Property H Bills of lading —
negotiation when goods
not in carriers'
possession
5
482.49 Property H Bills of lading —
inducing carrier to
issue when goods have
not been received
5
482.50 Property H Bills of lading —
issuance of non-
negotiable bill not so
marked
5
9
Final Page
JJB H05171'25 w_HB6200_INTR_1 mcxpe8
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

487.1042(1) Pub trst E Money transmission
services act —
intentionally making a
false statement,
misrepresentation, or
certification in a
record or document
5
487.1042(2) Pub trst E Criminal fraud in the
conduct of money
transmission services
business
5
487.1042(3) Pub trst E Money transmission
services act license
violation
5
487.1505(6) Pub trst E BIDCO act — knowingly
receiving money or
property at an
interest rate
exceeding 25%
5
492.137(a) Pub trst H Installment sales of
motor vehicles
3
493.56a(13) Pub trst C False statement in
reports — secondary
mortgage
15
Enacting section 1. This amendatory act does not take effect
unless House Bill No. 6177 (request no. H05171'25) of the 103rd
Legislature is enacted into law.