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SB451 • 2026

Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act.

Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act.

Healthcare
Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Sarah Anthony (District 21), Rosemary Bayer (District 13), Mallory McMorrow (District 8), Erika Geiss (District 1), Dayna Polehanki (District 5), Edward W. McBroom (District 38), Stephanie Chang (District 3), Mary Cavanagh (District 6), Darrin Camilleri (District 4), Jeremy Moss (District 7), Sue Shink (District 14)
Last action
2026-06-17
Official status
referred to second reading
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act.

Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate.

What This Bill Does

  • Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate.
  • Creates new act.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

S-1

3

REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 11/12/2025

Plain English: REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 11/12/2025 3

  • The official amendment file could not be read automatically during the last sync, so only the official amendment metadata is shown right now.
S-2

5

REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-2)

Plain English: REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-2) 5

  • The official amendment file could not be read automatically during the last sync, so only the official amendment metadata is shown right now.

Bill History

  1. 2026-06-17 HJ 48 Pg. 0

    reported with recommendation without amendment

  2. 2026-06-17 HJ 48 Pg. 0

    referred to second reading

  3. 2026-03-11 SJ 23 Pg. 185

    PASSED ROLL CALL # 26 YEAS 27 NAYS 8 EXCUSED 2 NOT VOTING 0

  4. 2026-03-11 HJ 21 Pg. 273

    received on 03/11/2026

  5. 2026-03-11 HJ 21 Pg. 279

    read a first time

  6. 2026-03-11 HJ 21 Pg. 279

    referred to Committee on Health Policy

  7. 2026-03-10 SJ 22 Pg. 173

    REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-2)

  8. 2026-03-10 SJ 22 Pg. 173

    SUBSTITUTE (S-2) CONCURRED IN

  9. 2026-03-10 SJ 22 Pg. 173

    PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-2)

  10. 2025-11-13 SJ 105 Pg. 1753

    REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 11/12/2025

  11. 2025-11-13 SJ 105 Pg. 1753

    REFERRED TO COMMITTEE OF THE WHOLE WITH SUBSTITUTE (S-1)

  12. 2025-06-26 SJ 60 Pg. 778

    INTRODUCED BY SENATOR SARAH ANTHONY

  13. 2025-06-26 SJ 60 Pg. 778

    REFERRED TO COMMITTEE ON HEALTH POLICY

Official Summary Text

Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act.