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SB977 • 2026

Insurance: reinsurance; innovative waiver for a reinsurance program; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406nn. TIE BAR WITH: SB 0973'26

Insurance: reinsurance; innovative waiver for a reinsurance program; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406nn. TIE BAR WITH: SB 0973'26

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Darrin Camilleri (District 4), Kevin Hertel (District 12), Paul Wojno (District 10), Veronica Klinefelt (District 11), Dayna Polehanki (District 5), Erika Geiss (District 1), Sylvia A. Santana (District 2), Sue Shink (District 14), Mary Cavanagh (District 6), Jeremy Moss (District 7)
Last action
2026-06-18
Official status
referred to Committee on Insurance
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Insurance: reinsurance; innovative waiver for a reinsurance program; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406nn. TIE BAR WITH: SB 0973'26

Insurance: reinsurance; innovative waiver for a reinsurance program; provide for.

What This Bill Does

  • Insurance: reinsurance; innovative waiver for a reinsurance program; provide for.
  • Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec.
  • 3406nn.
  • TIE BAR WITH: SB 0973'26

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

S-1

4

REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 6/10/2026

Plain English: REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 6/10/2026 4

  • The official amendment file could not be read automatically during the last sync, so only the official amendment metadata is shown right now.

Bill History

  1. 2026-06-18 SJ 55 Pg. 680

    PASSED ROLL CALL # 147 YEAS 20 NAYS 16 EXCUSED 2 NOT VOTING 0

  2. 2026-06-18 HJ 49 Pg. 837

    received on 06/18/2026

  3. 2026-06-18 HJ 49 Pg. 846

    read a first time

  4. 2026-06-18 HJ 49 Pg. 846

    referred to Committee on Insurance

  5. 2026-06-17 SJ 54 Pg. 654

    REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITH SUBSTITUTE (S-1)

  6. 2026-06-17 SJ 54 Pg. 654

    SUBSTITUTE (S-1) CONCURRED IN

  7. 2026-06-17 SJ 54 Pg. 654

    PLACED ON ORDER OF THIRD READING WITH SUBSTITUTE (S-1)

  8. 2026-06-11 SJ 52 Pg. 629

    REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 6/10/2026

  9. 2026-06-11 SJ 52 Pg. 629

    REFERRED TO COMMITTEE OF THE WHOLE WITH SUBSTITUTE (S-1)

  10. 2026-06-03 SJ 49 Pg. 584

    SENATE CO-SPONSOR(S) NAMED: JEREMY MOSS

  11. 2026-05-14 SJ 43 Pg. 523

    INTRODUCED BY SENATOR DARRIN CAMILLERI

  12. 2026-05-14 SJ 43 Pg. 523

    REFERRED TO COMMITTEE ON HEALTH POLICY

Official Summary Text

Insurance: reinsurance; innovative waiver for a reinsurance program; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406nn. TIE BAR WITH: SB 0973'26

Current Bill Text

Read the full stored bill text 
SB-977, As Passed Senate, June 18, 2026

DAW S02329'25 (S-1)_SB977_APS_1 fpstz6

SUBSTITUTE FOR
SENATE BILL NO. 977
A bill to amend 1956 PA 218, entitled
"The insurance code of 1956,"
(MCL 500.100 to 500.8302) by adding section 3406nn.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 3406nn. (1) The department shall apply to the United 1
States Secretary of Health and Human Services under section 1332 of 2
the patient protection and affordable care act, 42 USC 18052, for a 3
state innovation waiver to do any of the following: 4
(a) Waive any applicable provisions of the patient protection 5
and affordable care act with respect to health insurance coverage. 6
(b) Establish a reinsurance program in accordance with an 7
approved waiver. 8
(c) Maximize federal funding for the reinsurance program for 9
2
Final Page
DAW S02329'25 (S-1)_SB977_APS_1 fpstz6
plan years beginning on or after implementation of the program. 1
(2) On or before 180 days after the effective date of the 2
amendatory act that added this section, the department shall do all 3
of the following: 4
(a) Make a draft application available for a 30-day public 5
review and comment period. The department shall consider any 6
comments in its final submitted application. 7
(b) Provide the draft application to the standing committees 8
of the senate and the house of representatives that primarily 9
consider health and insurance matters. 10
(c) Hold a public hearing regarding the draft application. 11
(3) The department may amend the waiver application at any 12
time as necessary to carry out the provisions of the Michigan 13
health insurance exchange act. 14
(4) On approval of the department's application for an 15
innovation waiver by the United States Department of Health and 16
Human Services, the department shall implement a reinsurance 17
program. 18
(5) The department shall report to the appropriation 19
committees of the senate and house of representatives on money 20
necessary to fund the reinsurance program under this section and 21
suggested sources of the money, including any money necessary to be 22
appropriated by the legislature from the general fund. 23
Enacting section 1. This amendatory act does not take effect 24
unless Senate Bill No. 973 of the 103rd Legislature is enacted into 25
law. 26