Plain English Breakdown
The plain English breakdown is still being put together. The official documents below are already here.
HF4524 • 2026
Banks and credit unions prohibited from charging a fee for electronically depositing a check.
Banks and credit unions prohibited from charging a fee for electronically depositing a check.
Labor
Passed Legislature
This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.
Bill History
-
2026-03-26
House
Author added Kotyza-Witthuhn
-
2026-03-23
House
Introduction and first reading, referred to Commerce Finance and Policy
Official Summary Text
Banks and credit unions prohibited from charging a fee for electronically depositing a check.
Current Bill Text
Read the full stored bill text
A bill for an act relating to financial institutions; prohibiting banks and credit unions from charging a fee for electronically depositing a check; proposing coding for new law in Minnesota Statutes, chapters 48; 52. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA: Section 1. new text begin [48.741] ELECTRONIC CHECK DEPOSIT; FEES. new text end new text begin (a) For purposes of this section, "electronic check" has the meaning given in Code of Federal Regulations, title 12, section 229.2, paragraph (ggg). new text end new text begin (b) A state bank is prohibited from charging a fee to deposit an electronic check. new text end Sec. 2. new text begin [52.138] ELECTRONIC CHECK DEPOSIT; FEES. new text end new text begin (a) For purposes of this section, "electronic check" has the meaning given in Code of Federal Regulations, title 12, section 229.2, paragraph (ggg). new text end new text begin (b) A state credit union is prohibited from charging a fee to deposit an electronic check. new text end