Plain English Breakdown
The plain English breakdown is still being put together. The official documents below are already here.
Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.
SF1109 • 2026
Insurance companies accepting an individual taxpayer identification number on insurance coverage applications requirement provision
This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.
The plain English breakdown is still being put together. The official documents below are already here.
Chief author stricken Howe
Chief author stricken, shown as co-author Mann
Author added Klein
Author added Boldon
Introduction and first reading
Insurance companies accepting an individual taxpayer identification number on insurance coverage applications requirement provision
A bill for an act relating to insurance; requiring insurance companies to accept an individual taxpayer identification number on insurance coverage applications; amending Minnesota Statutes 2024, section 60A.07, by adding a subdivision. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA: Section 1. Minnesota Statutes 2024, section 60A.07, is amended by adding a subdivision to read: new text begin Subd. 12. new text end new text begin Social Security number and individual taxpayer identification number. new text end new text begin If an insurance company requires a new customer to provide a Social Security number on an application for insurance coverage, the insurance company must accept an individual taxpayer identification number in lieu of a Social Security number. The insurance coverage application must indicate that the insurance company accepts an individual taxpayer identification number. new text end new text begin EFFECTIVE DATE. new text end new text begin This section is effective January 1, 2026, and applies to insurance coverage offered, issued, or renewed on or after that date. new text end