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Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

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SF4700 • 2026

Limit the amount a provider can charge an enrollee for denied covered services

Limit the amount a provider can charge an enrollee for denied covered services

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Klein
Last action
2026-03-23
Official status
Introduction and first reading
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Limit the amount a provider can charge an enrollee for denied covered services

Limit the amount a provider can charge an enrollee for denied covered services

What This Bill Does

  • Limit the amount a provider can charge an enrollee for denied covered services

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-03-23 House

    Introduction and first reading

Official Summary Text

Limit the amount a provider can charge an enrollee for denied covered services

Current Bill Text

Read the full stored bill text 
A bill for an act

relating to health insurance; limiting the amount a provider can charge an enrollee

for denied covered services; proposing coding for new law in Minnesota Statutes,

chapter 62Q.

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1.

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[62Q.495] PAYMENT FOR DENIED COVERED SERVICES.

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(a) If a health plan company denies coverage, for procedural reasons, for a health care

service that is a covered benefit under an enrollee's health plan, the provider may not charge

the enrollee for the denied service more than the negotiated provider payment amount plus

20 percent.

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(b) Any amount paid by the enrollee to a provider in accordance with paragraph (a) shall

be counted toward any applicable deductible amount for which the enrollee is responsible

under the enrollee's health plan.

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(c) Nothing in this section requires a health plan company to:

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(1) pay for services provided by an out-of-network provider unless required under the

terms of the enrollee's health plan; or

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(2) provide coverage for services not covered under the enrollee's health plan.

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(d) For purposes of this section, "negotiated provider payment" means the payment the

provider agrees to accept under the provider contract entered into by the provider and the

health plan company for health care services provided by the provider to an enrollee covered

by the health plan.

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