HB1184 • 2026

Health insurers; prohibit from denying a claim solely because person is not vaccinated.

AN ACT TO PROVIDE THAT A HEALTH INSURER MAY NOT DENY THE CLAIM OF A COVERED PERSON SOLELY BECAUSE THE COVERED PERSON HAS NOT RECEIVED A VACCINE THAT IS RECOMMENDED OR REQUIRED BY THE STATE HEALTH OFFICER; AND FOR RELATED PURPOSES.

Healthcare

Did Not Pass

The latest official action shows that this bill did not move forward in that session.

Sponsor: Crawford
Last action: 2026-02-03
Official status: Dead
Effective date: July 1, 20

Plain English Breakdown

The official source material does not provide information on whether the bill applies to all types of health insurance or covers vaccines that were recommended or required in the past.

Health Insurers Cannot Deny Claims for Unvaccinated People

This bill stops health insurance companies from refusing to pay medical bills just because a person hasn't gotten vaccines recommended or required by the state's health officer.

What This Bill Does

It says that health insurers cannot deny claims if someone has not received a vaccine that is recommended or required by the State Health Officer.

Who It Names or Affects

Health insurers like companies and organizations providing health care benefits.
People who are covered by these insurance plans.

Terms To Know

State Health Officer: The person in charge of public health for the state, responsible for recommending or requiring vaccines.

Limits and Unknowns

This bill did not pass and was stopped in committee.
It would have taken effect on July 1, 2026, but since it didn't pass, this date is no longer relevant.

Bill History

2026-02-03 Mississippi Legislative Bill Status System
02/03 (H) Died In Committee
2026-01-19 Mississippi Legislative Bill Status System
01/19 (H) Referred To Insurance;Public Health and Human Services

Official Summary Text

Health insurers; prohibit from denying a claim solely because person is not vaccinated.

Current Bill Text

Read the full stored bill text

H. B. No. 1184 *HR43/R1040* ~ OFFICIAL ~ G1/2
26/HR43/R1040
PAGE 1 (ENK\KP)

To: Insurance; Public Health
and Human Services
MISSISSIPPI LEGISLATURE REGULAR SESSION 2026

By: Representative Crawford

HOUSE BILL NO. 1184

AN ACT TO PROVIDE THAT A HEALTH INSURER MAY NOT DENY THE 1
CLAIM OF A COVERED PERSON SOLELY BECAUSE THE COVERED PERSON HAS 2
NOT RECEIVED A VACCINE THAT IS RECOMMENDED OR REQUIRED BY THE 3
STATE HEALTH OFFICER; AND FOR RELATED PURPOSES. 4
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: 5
SECTION 1. (1) For the purposes of this section, a "health 6
insurer" means any health insurance company, nonprofit hospital 7
and medical service corporation, health maintenance organization, 8
preferred provider organization, managed care organization, 9
pharmacy benefit manager, and, to the extent permitted under 10
federal law, any administrator of an insured, self-insured or 11
publicly funded health care benefit plan offered by public and 12
private entities, the State and School Employees Health Insurance 13
Plan and any other public health care assistance program offered 14
or administered by the state or any political subdivision or 15
instrumentality of the state, and other parties that are by 16
statute, contract, or agreement, legally responsible for payment 17
of a claim for a health care item or service. 18
H. B. No. 1184 *HR43/R1040* ~ OFFICIAL ~
26/HR43/R1040
PAGE 2 (ENK\KP)
ST: Health insurers; prohibit from denying a
claim solely because person is not vaccinated.
(2) A health insurer may not deny the claim of a covered 19
person solely because the covered person has not received a 20
vaccine that has ever been recommended or required or is currently 21
recommended or required by the State Health Officer. 22
SECTION 2. This act shall take effect and be in force from 23
and after July 1, 2026. 24