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HB1193 • 2026

Mississippi Employer-Assisted Housing Teacher Program; remove requirement that loan recipients must reside in county of employment.

AN ACT TO AMEND SECTION 37-159-11, MISSISSIPPI CODE OF 1972, TO REMOVE THE REQUIREMENT THAT RECIPIENTS OF THE MISSISSIPPI EMPLOYER-ASSISTED HOUSING TEACHER PROGRAM BE REQUIRED TO PURCHASE A HOME AND RESIDE IN THE COUNTY WHERE THE SCHOOL DISTRICT OF EMPLOYMENT IS LOCATED; AND FOR RELATED PURPOSES.

Education Housing Labor
Did Not Pass

The latest official action shows that this bill did not move forward in that session.

Sponsor
Crawford
Last action
2026-02-03
Official status
Dead
Effective date
July 1, 20

Plain English Breakdown

The bill did not pass and will not become law, so it does not affect any current rules beyond what is explicitly stated in the official summary.

Mississippi Teacher Housing Program Change

This bill removes the requirement that teachers participating in a special home loan program must live and work in the same county.

What This Bill Does

  • Removes the rule that requires teachers to buy a house and reside in the county where they teach.

Who It Names or Affects

  • Teachers who are part of the Mississippi Employer-Assisted Housing Teacher Program

Terms To Know

Critical teacher shortage area
A place where there aren't enough teachers to meet the needs of schools.
Home loan program
A special way for people to borrow money to buy a house.

Limits and Unknowns

  • The bill did not pass and will not become law.
  • It only changes one part of the existing housing program rules.

Bill History

  1. 2026-02-03 Mississippi Legislative Bill Status System

    02/03 (H) Died In Committee

  2. 2026-01-19 Mississippi Legislative Bill Status System

    01/19 (H) Referred To Education

Official Summary Text

Mississippi Employer-Assisted Housing Teacher Program; remove requirement that loan recipients must reside in county of employment.

Current Bill Text

Read the full stored bill text 
H. B. No. 1193 *HR43/R1054* ~ OFFICIAL ~ G1/2
26/HR43/R1054
PAGE 1 (DJ\KP)

To: Education
MISSISSIPPI LEGISLATURE REGULAR SESSION 2026

By: Representative Crawford

HOUSE BILL NO. 1193

AN ACT TO AMEND SECTION 37-159-11, MISSISSIPPI CODE OF 1972, 1
TO REMOVE THE REQUIREMENT THAT RECIPIENTS OF THE MISSISSIPPI 2
EMPLOYER-ASSISTED HOUSING TEACHER PROGRAM BE REQUIRED TO PURCHASE 3
A HOME AND RESIDE IN THE COUNTY WHERE THE SCHOOL DISTRICT OF 4
EMPLOYMENT IS LOCATED; AND FOR RELATED PURPOSES. 5
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: 6
SECTION 1. Section 37-159-11, Mississippi Code of 1972, is 7
amended as follows: 8
37-159-11. (1) There is established the Mississippi 9
Employer-Assisted Housing Teacher Program, which shall be a 10
special home loan program for eligible licensed teachers who 11
render service to the state in a geographical area of the state 12
where there exists a critical shortage of teachers, as designated 13
by the State Board of Education. The home loan program shall be 14
administered by the State Department of Education. The department 15
may contract with one or more public or private entities to 16
provide assistance in implementing and administering the program. 17
The State Board of Education shall adopt rules and regulations 18
regarding the implementation and administration of the program. 19
H. B. No. 1193 *HR43/R1054* ~ OFFICIAL ~
26/HR43/R1054
PAGE 2 (DJ\KP)

(2) Participation in the loan program shall be available to 20
any licensed teacher who renders service in a geographical area of 21
the state where there exists a critical shortage of teachers, as 22
designated by the State Board of Education. * * * The maximum 23
amount of a loan that may be made under the program to any person 24
shall be Six Thousand Dollars ($6,000.00). 25
(3) Any loan made under the program to a person who actually 26
renders service as a teacher in a geographical area of the state 27
where there exists a critical shortage of teachers, as designated 28
by the State Board of Education, shall be converted to an 29
interest-free grant on the basis of one (1) year's service for 30
one-third (1/3) of the amount of the loan. Any person who does 31
not render three (3) years' service as a teacher in a geographical 32
area of the state where there exists a critical shortage of 33
teachers, as designated by the State Board of Education, shall be 34
liable to the State Department of Education for one-third (1/3) of 35
the amount of the loan for each year that he does not render such 36
service, plus interest accruing at the current Stafford Loan rate 37
at the time the person discontinues his service. If a claim for 38
repayment under this subsection is placed in the hands of an 39
attorney for collection, the obligor shall be liable for an 40
additional amount equal to a reasonable attorney's fee. 41
(4) All funds received by the State Department of Education 42
as repayment of loans by program participants shall be deposited 43
in the Mississippi Critical Teacher Shortage Fund. 44
H. B. No. 1193 *HR43/R1054* ~ OFFICIAL ~
26/HR43/R1054
PAGE 3 (DJ\KP)
ST: Mississippi Employer-Assisted Housing
Teacher Program; remove requirement that loan
recipients must reside in county of employment.
SECTION 2. This act shall take effect and be in force from 45
and after July 1, 2026. 46