HB1332 • 2026

Insurance producer license; require testing service administering examinations to adhere to National Association of Insurance Commissioners Standards.

AN ACT TO AMEND SECTION 83-17-59, MISSISSIPPI CODE OF 1972, TO REQUIRE AN OUTSIDE TESTING SERVICE UNDER CONTRACT WITH THE COMMISSIONER OF INSURANCE TO ADMINISTER EXAMINATIONS FOR AN INSURANCE PRODUCER LICENSE TO ADHERE TO THE STANDARDS AND BEST PRACTICES SET FORTH BY THE NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS; AND FOR RELATED PURPOSES.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor: Zuber
Last action: 2026-03-13
Official status: Law
Effective date: July 1, 20

Plain English Breakdown

The bill text does not explicitly state that it allows the Commissioner of Insurance to contract with outside testing services; this is implied but not directly stated in the provided official source material.

Insurance Producer License Testing Standards

This law requires the testing service that gives insurance producer license exams to follow rules set by a national group of insurance experts.

What This Bill Does

Changes Mississippi's laws about who can give insurance producer license tests.
Requires these test providers to use standards from the National Association of Insurance Commissioners (NAIC).

Who It Names or Affects

Insurance producers applying for a license in Mississippi.
Testing service providers contracted by the Commissioner of Insurance.

Terms To Know

National Association of Insurance Commissioners (NAIC): A group that sets standards and best practices for insurance testing services across the United States.

Limits and Unknowns

The law does not specify what happens if a testing service fails to follow NAIC standards.
It is unclear how this change will affect current test providers or applicants who have already taken exams.

Bill History

2026-03-13 Mississippi Legislative Bill Status System
03/13 Approved by Governor
2026-03-09 Mississippi Legislative Bill Status System
03/09 (S) Enrolled Bill Signed
2026-03-06 Mississippi Legislative Bill Status System
03/06 (H) Enrolled Bill Signed
2026-03-05 Mississippi Legislative Bill Status System
03/05 (S) Returned For Enrolling
2026-03-04 Mississippi Legislative Bill Status System
03/04 (S) Passed
2026-02-26 Mississippi Legislative Bill Status System
02/26 (S) Title Suff Do Pass
2026-02-19 Mississippi Legislative Bill Status System
02/19 (S) Referred To Insurance
2026-02-11 Mississippi Legislative Bill Status System
02/11 (H) Transmitted To Senate
2026-02-10 Mississippi Legislative Bill Status System
02/10 (H) Passed
2026-02-03 Mississippi Legislative Bill Status System
02/03 (H) Title Suff Do Pass
2026-01-19 Mississippi Legislative Bill Status System
01/19 (H) Referred To Insurance

Official Summary Text

Insurance producer license; require testing service administering examinations to adhere to National Association of Insurance Commissioners Standards.

Current Bill Text

Read the full stored bill text

H. B. No. 1332 *HR26/R1911* ~ OFFICIAL ~ G1/2
26/HR26/R1911
PAGE 1 (RKM\KW)

To: Insurance
MISSISSIPPI LEGISLATURE REGULAR SESSION 2026

By: Representative Zuber

HOUSE BILL NO. 1332

AN ACT TO AMEND SECTION 83-17-59, MISSISSIPPI CODE OF 1972, 1
TO REQUIRE AN OUTSIDE TESTING SERVICE UNDER CONTRACT WITH THE 2
COMMISSIONER OF INSURANCE TO ADMINISTER EXAMINATIONS FOR AN 3
INSURANCE PRODUCER LICENSE TO ADHERE TO THE STANDARDS AND BEST 4
PRACTICES SET FORTH BY THE NATIONAL ASSOCIATION OF INSURANCE 5
COMMISSIONERS; AND FOR RELATED PURPOSES. 6
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: 7
SECTION 1. Section 83-17-59, Mississippi Code of 1972, is 8
amended as follows: 9
83-17-59. (1) A resident individual applying for an 10
insurance producer license shall pass a written examination unless 11
exempt under Section 83-17-67 or Section 83-17-39. The 12
examination shall test the knowledge of the individual concerning 13
the lines of authority for which application is made, the duties 14
and responsibilities of an insurance producer and the insurance 15
laws and regulations of this state. Examinations required by this 16
section shall be developed and conducted under rules and 17
regulations prescribed by the commissioner. 18
(2) The commissioner may make arrangements, including 19
contracting with an outside testing service, for administering 20
H. B. No. 1332 *HR26/R1911* ~ OFFICIAL ~
26/HR26/R1911
PAGE 2 (RKM\KW)
ST: Insurance producer license; require testing
service administering examinations to adhere to
National Association of Insurance Commissioners
Standards.
examinations and collecting a nonrefundable examination fee. A 21
testing service under contract to administer examination services, 22
as authorized under this subsection, must develop, administer and 23
score the examinations in accordance with the standards and best 24
practices developed and set forth by the National Association of 25
Insurance Commissioners. 26
(3) Each individual applying for an examination shall remit 27
a nonrefundable fee as prescribed by the commissioner. 28
(4) An individual who fails to appear for the examination as 29
scheduled or fails to pass the examination shall reapply for an 30
examination and remit all required fees and forms before being 31
rescheduled for another examination. 32
SECTION 2. This act shall take effect and be in force from 33
and after July 1, 2026. 34