HB725 • 2026

Counties and municipalities; prohibit use of automated recording equipment to enforce automobile insurance requirements.

AN ACT TO AMEND SECTION 17-25-19, MISSISSIPPI CODE OF 1972, TO PROHIBIT THE BOARD OF SUPERVISORS OF ANY COUNTY OR THE GOVERNING AUTHORITY OF ANY MUNICIPALITY FROM ENACTING OR ENFORCING ORDINANCES AUTHORIZING THE USE OF AUTOMATED RECORDING EQUIPMENT OR SYSTEMS TO ENFORCE COMPLIANCE WITH AUTOMOBILE INSURANCE REQUIREMENTS; AND FOR RELATED PURPOSES.

Did Not Pass

The latest official action shows that this bill did not move forward in that session.

Sponsor: Banks
Last action: 2026-02-03
Official status: Dead
Effective date: Passage

Plain English Breakdown

The bill's status is clear, but it does not specify if there were any discussions or amendments before its failure in committee.

Counties and Cities Can't Use Cameras to Check Car Insurance

This bill stops counties and cities from using cameras or similar devices to check if cars have the right insurance.

What This Bill Does

Stops county boards of supervisors and city governments from making rules that allow using automated recording equipment, like cameras, to make sure cars have proper insurance.
Requires any existing equipment used for this purpose in counties or cities to be removed by October 1, 2026.

Who It Names or Affects

Counties and municipalities in Mississippi

Terms To Know

automated recording equipment or system: A camera or optical device installed to work with traffic signals or radar speed detection tools, designed to record images of license plates when cars are not following the rules.

Limits and Unknowns

The bill did not pass and was stopped in committee.
It only affects counties and municipalities that currently use or plan to use automated recording equipment for insurance enforcement.

Bill History

2026-02-03 Mississippi Legislative Bill Status System
02/03 (H) Died In Committee
2026-01-16 Mississippi Legislative Bill Status System
01/16 (H) Referred To Insurance;Municipalities

Official Summary Text

Counties and municipalities; prohibit use of automated recording equipment to enforce automobile insurance requirements.

Current Bill Text

Read the full stored bill text

H. B. No. 725 *HR43/R986* ~ OFFICIAL ~ G1/2
26/HR43/R986
PAGE 1 (OM\KP)

To: Insurance;
Municipalities
MISSISSIPPI LEGISLATURE REGULAR SESSION 2026

By: Representative Banks

HOUSE BILL NO. 725

AN ACT TO AMEND SECTION 17-25-19, MISSISSIPPI CODE OF 1972, 1
TO PROHIBIT THE BOARD OF SUPERVISORS OF ANY COUNTY OR THE 2
GOVERNING AUTHORITY OF ANY MUNICIPALITY FROM ENACTING OR ENFORCING 3
ORDINANCES AUTHORIZING THE USE OF AUTOMATED RECORDING EQUIPMENT OR 4
SYSTEMS TO ENFORCE COMPLIANCE WITH AUTOMOBILE INSURANCE 5
REQUIREMENTS; AND FOR RELATED PURPOSES. 6
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: 7
SECTION 1. Section 17-25-19, Mississippi Code of 1972, is 8
amended as follows: 9
17-25-19. (1) (a) Neither the board of supervisors of any 10
county nor the governing authority of any municipality shall 11
adopt, enact or enforce any ordinance authorizing the use of 12
automated recording equipment or system to enforce compliance with 13
automobile insurance requirements, traffic signals, traffic speeds 14
or other traffic laws, rules or regulations on any public street, 15
road or highway within this state or to impose or collect any 16
civil or criminal fine, fee or penalty for any such violation. 17
(b) Any county or municipality using automated 18
recording equipment or system shall remove the equipment or system 19
before October 1, 2009. 20
H. B. No. 725 *HR43/R986* ~ OFFICIAL ~
26/HR43/R986
PAGE 2 (OM\KP)
ST: Counties and municipalities; prohibit use
of automated recording equipment to enforce
automobile insurance requirements.
(c) Any county or municipality using automated 21
recording equipment or system to enforce compliance with 22
automobile insurance requirements shall remove the equipment or 23
system before October 1, 2026. 24
(2) For the purposes of this section, the term "automated 25
recording equipment or system" means a camera or optical device 26
installed to work in conjunction with a traffic control signal or 27
radar speed detection equipment, or both, and designed to record 28
images that depict the license plate attached to the rear of a 29
motor vehicle that is not operated in compliance with instructions 30
of the traffic control signal or the posted speed limit. 31
SECTION 2. This act shall take effect and be in force from 32
and after its passage. 33