SB2142 • 2026

Motor vehicle accident; prohibit recovery of damages by person who operated vehicle without liability insurance.

AN ACT TO PROVIDE THAT A PERSON OPERATING A MOTOR VEHICLE INVOLVED IN A MOTOR VEHICLE ACCIDENT SHALL NOT RECOVER DAMAGES RELATED TO THE ACCIDENT IF THE OPERATOR DID NOT HAVE THE MINIMUM AMOUNTS OF MOTOR VEHICLE LIABILITY INSURANCE REQUIRED BY CHAPTER 15 OF TITLE 63, MISSISSIPPI CODE OF 1972, WHEN THE ACCIDENT OCCURRED; AND FOR RELATED PURPOSES.

Did Not Pass

The latest official action shows that this bill did not move forward in that session.

Sponsor: Rhodes
Last action: 2026-02-03
Official status: Dead
Effective date: July 1, 20

Plain English Breakdown

Checked against official source text during the last sync.

No Damages for Uninsured Drivers

This bill stops people who cause car accidents without having the required minimum insurance from getting money to cover their losses.

What This Bill Does

Stops drivers involved in car accidents from recovering damages if they did not have the right amount of liability insurance when the accident happened.

Who It Names or Affects

Drivers who are in car accidents and did not have the required minimum liability insurance at the time of the accident.

Terms To Know

Liability Insurance: A type of insurance that covers costs if you are found legally responsible for an accident or injury to another person.
Minimum Amounts: The least amount of coverage required by law for a certain kind of insurance, like car liability insurance.

Limits and Unknowns

This bill did not pass and was stopped in committee.
It would have taken effect on July 1, 2026, but since it did not pass, this date is no longer relevant.

Bill History

2026-02-03 Mississippi Legislative Bill Status System
02/03 (S) Died In Committee
2026-01-13 Mississippi Legislative Bill Status System
01/13 (S) Referred To Judiciary, Division A

Official Summary Text

Motor vehicle accident; prohibit recovery of damages by person who operated vehicle without liability insurance.

Current Bill Text

Read the full stored bill text

S. B. No. 2142 *SS08/R181* ~ OFFICIAL ~ G1/2
26/SS08/R181
PAGE 1 (ens\kr)
ST: Motor vehicle accident; prohibit recovery
of damages by person who operated vehicle
without liability insurance.
To: Judiciary, Division A
MISSISSIPPI LEGISLATURE REGULAR SESSION 2026

By: Senator(s) Rhodes

SENATE BILL NO. 2142

AN ACT TO PROVIDE THAT A PERSON OPERATING A MOTOR VEHICLE 1
INVOLVED IN A MOTOR VEHICLE ACCIDENT SHALL NOT RECOVER DAMAGES 2
RELATED TO THE ACCIDENT IF THE OPERATOR DID NOT HAVE THE MINIMUM 3
AMOUNTS OF MOTOR VEHICLE LIABILITY INSURANCE REQUIRED BY CHAPTER 4
15 OF TITLE 63, MISSISSIPPI CODE OF 1972, WHEN THE ACCIDENT 5
OCCURRED; AND FOR RELATED PURPOSES. 6
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: 7
SECTION 1. A person operating a motor vehicle involved in a 8
motor vehicle accident shall not recover damages related to the 9
accident if the operator did not have the minimum amounts of motor 10
vehicle liability insurance required by Chapter 15 of Title 63, 11
Mississippi Code of 1972, when the accident occurred. 12
SECTION 2. This act shall take effect and be in force from 13
and after July 1, 2026. 14