Back to Missouri

HB1658 • 2026

Requires insurance coverage of orthotic devices

Requires insurance coverage of orthotic devices

Healthcare
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Steinmeyer, Mike (020)
Last action
2026-05-15
Official status
05/15/2026 - Referred: Emerging Issues(H)
Effective date
2026-08-28

Plain English Breakdown

The official source material did not provide specific details on the enforcement mechanisms or penalties for non-compliance with this law.

Insurance Must Cover Orthotic Devices

This law requires health insurance plans in Missouri to cover orthotic devices, including original and replacement items.

What This Bill Does

  • Requires health insurance companies to provide coverage for orthotic devices.
  • Specifies that the coverage must include both new and replacement orthotic devices as prescribed by a doctor.
  • Ensures that the benefit amount for orthotic devices is at least equal to the annual or lifetime maximums for basic healthcare services in the plan.

Who It Names or Affects

  • People with health insurance plans in Missouri
  • Health insurance companies operating in Missouri

Terms To Know

Orthotic Devices
Medical equipment or supports that are used to support, align, prevent, or correct deformities of the body.
Health Carrier
An insurance company that provides health insurance coverage.

Limits and Unknowns

  • Certain types of supplemental insurance policies do not need to cover orthotic devices.
  • The law does not specify what happens if a plan does not have annual or lifetime maximums for basic healthcare services.

Bill History

  1. 2026-05-15 Missouri House of Representatives and Missouri Senate

    Referred: Emerging Issues(H)

  2. 2026-01-08 Missouri House of Representatives and Missouri Senate

    Read Second Time (H)

  3. 2026-01-07 Missouri House of Representatives and Missouri Senate

    Read First Time (H)

  4. 2025-12-01 Missouri House of Representatives and Missouri Senate

    Prefiled (H)

Official Summary Text

Requires insurance coverage of orthotic devices

Current Bill Text

Read the full stored bill text
SECOND REGULAR SESSION
HOUSE BILL NO. 1658
103RD GENERAL ASSEMBL Y
INTRODUCED BY REPRESENT A TIVE STEINMEYER.
3995H.01I JOSEPH ENGLER, Chief Clerk
AN ACT
T o repeal section 376.1232, RSMo, and to enact in lieu thereof one new section relating to
insurance coverage of orthotic devices.
Be it enacted by the General Assembly of the state of Missouri, as follows:
Section A. Section 376.1232, RSMo, is repealed and one new section enacted in lieu
2 thereof, to be known as section 376.1232, to read as follows:
376.1232. 1. Each health carrier or health benefit plan that of fers or issues health
2 benefit plans which are delivered, issued for delivery , continued, or renewed in this state on or
3 after January 1, 2010, shall of fer coverage for orthotic and prosthetic devices and services,
4 including original and replacement devices, as prescribed by a physician acting within the
5 scope of his or her practice.
6 2. For the purposes of this section, "health carrier" and "health benefit plan" shall
7 have the same meaning as defined in section 376.1350.
8 3. The amount of the benefit for orthotic and prosthetic devices and services under
9 this section shall be no less than the annual and lifetime benefit maximums applicable to the
10 basic health care services required to be provided under the health benefit plan. If the health
11 benefit plan does not include any annual or lifetime maximums applicable to basic health care
12 services, the amount of the benefit for orthotic and prosthetic devices and services shall not
13 be subject to an annual or lifetime maximum benefit level. Any co-payment, coinsurance,
14 deductible, and maximum out-of-pocket amount applied to the benefit for orthotic and
15 prosthetic devices and services shall be no more than the most common amounts applied to
16 the basic health care services required to be provided under the health benefit plan.
EXPLANA TION — Matter enclosed in bold-faced brackets [thus] in the above bill is not enacted and is
intended to be omitted from the law . Matter in bold-face type in the above bill is proposed language.
17 4. The provisions of this section shall not apply to a supplemental insurance policy ,
18 including a life care contract, accident-only policy , specified disease policy , hospital policy
19 providing a fixed daily benefit only , Medicare supplement policy , long-term care policy ,
20 short-term major medical policies of six months or less duration, or any other supplemental
21 policy as determined by the director of the department of commerce and insurance.
✔
HB 1658 2