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SB1111 • 2026

Increases the homestead exemption

Increases the homestead exemption

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Washington, Barbara; House handler: N/A
Last action
2026-02-10
Official status
Bill Combined w/SCS SBs 835 & 1111
Effective date
2026-08-28

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Increases the homestead exemption

This Bill has been combined with CCS HCS SS SCS SBs 835 & 1111, please refer to it for current information.

What This Bill Does

  • This Bill has been combined with CCS HCS SS SCS SBs 835 & 1111, please refer to it for current information.
  • The following summaries of this bill are available: Print All Summaries Introduced Print SB 1111 - Current bankruptcy law provides for a homestead exemption provided the value of the homestead does not exceed $15,000.
  • This act increases the value to $50,000.
  • This act is identical to HB 2200 (2026).

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-02-10 Missouri House of Representatives and Missouri Senate

    Bill Combined w/SCS SBs 835 & 1111

  2. 2026-02-03 Missouri House of Representatives and Missouri Senate

    Hearing Conducted S Insurance and Banking Committee

  3. 2026-01-27 Missouri House of Representatives and Missouri Senate

    Hearing Cancelled S Insurance and Banking Committee

  4. 2026-01-15 S188

    Second Read and Referred S Insurance and Banking Committee

  5. 2026-01-07 S61

    S First Read

  6. 2025-12-01 Missouri House of Representatives and Missouri Senate

    Prefiled

Official Summary Text

This Bill has been combined with CCS HCS SS SCS SBs 835 & 1111, please refer to it for current information.

The following summaries of this bill are available:

Print All Summaries

Introduced

Print

SB 1111 - Current bankruptcy law provides for a homestead exemption provided the value of the homestead does not exceed $15,000. This act increases the value to $50,000.

This act is identical to HB 2200 (2026).
KATIE O'BRIEN

Current Bill Text

Read the full stored bill text
EXPLANATION-Matter enclosed in bold-faced brackets [thus] in this bill is not enacted
and is intended to be omitted in the law.
SECOND REGULAR SESSION
SENATE BILL NO. 1111
103RD GENERAL ASSEMBLY
INTRODUCED BY SENATOR WASHINGTON.
5561S.01I KRISTINA MARTIN, Secretary
AN ACT
To repeal section 513.475, RSMo, and to enact in lieu thereof one new section relating to
bankruptcy exemptions.
Be it enacted by the General Assembly of the State of Missouri, as follows:
Section A. Section 513.475, RSMo, is repealed and one new 1
section enacted in lieu thereof, to be known as section 513.475, 2
to read as follows:3
513.475. 1. The homestead of every person, consisting 1
of a dwelling house and appurtenances, and the land used in 2
connection therewith, not exceeding the value of [fifteen] 3
fifty thousand dollars, which is or shall be used by such 4
person as a homestead, shall, together with the rents, 5
issues and products thereof, be exempt from attachment and 6
execution. The exemption allowed under this section shall 7
not be allowed for more than one owner of any homestead if 8
one owner claims the entire amount allowed under this 9
subsection; but, if more than one owner of any homestead 10
claims an exemption under this section, the exemption 11
allowed to each of such owners shall not exceed, in the 12
aggregate, the total exemption allowed under this subsection 13
as to any one homestead. 14
2. Either spouse separately shall be debarred from and 15
incapable of selling, mortgaging or alienating the homestead 16
in any manner whatever, and every such sale, mortgage or 17
SB 1111 2
alienation is hereby declared null and void; provided, 18
however, that nothing herein contained shall be so construed 19
as to prevent the husband and wife from jointly conveying, 20
mortgaging, alienating or in any other manner disposing of 21
such homestead, or any part thereof. 22
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