Increases motor vehicle liability coverage requirements

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Gregory (15), David; House handler: N/A
Last action: 2026-01-27
Official status: Second Read and Referred S Insurance and Banking Committee
Effective date: 2026-08-28

Plain English Breakdown

The plain English breakdown is still being put together. The official documents below are already here.

Bill History

2026-01-27 S241
Second Read and Referred S Insurance and Banking Committee
2026-01-07 S78
S First Read
2025-12-01 Missouri House of Representatives and Missouri Senate
Prefiled

Official Summary Text

The following summaries of this bill are available:

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Introduced

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SB 1289 - This act increases the motor vehicle liability coverage a person must carry as follows:
• From $25,000 to $50,000, because of bodily injury to or death of one person in any one accident;
• From $50,000 to $100,000, because of bodily injury to or 19 death of two or more persons in any one accident; and
• From $25,000 to $50,000, because of injury to or destruction of property of others in any one accident.

Any underinsured motor vehicle coverage shall be construed to provide coverage in excess of the liability coverage of any motor vehicle involved in the accident.
TAYLOR MIDDLETON