HB533 • 2025

Revise insurance laws relating to wildfire and real property

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor: Curtis Schomer
Last action: 2025-05-13
Official status: Chapter Number Assigned
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Revise insurance laws relating to wildfire and real property

What This Bill Does

Revise insurance laws relating to wildfire and real property

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Amendment 1

COMMITTEE

Plain English: Amendment - 1st Reading-white - Requested by: Ed Buttrey - (H) Business and Labor - 2025 69th Legislature 2025 Drafter: Jameson Walker, HB0533.001.001 - 1 - Authorized Print Version – HB 533 1 HOUSE BILL NO.

Amendment - 1st Reading-white - Requested by: Ed Buttrey - (H) Business and Labor - 2025 69th Legislature 2025 Drafter: Jameson Walker, HB0533.001.001 - 1 - Authorized Print Version – HB 533 1 HOUSE BILL NO.
533 2 INTRODUCED BY C.
SCHOMER 3 4 A BILL FOR AN ACT ENTITLED: “AN ACT REQUIRING INSURERS THAT USE A WILDFIRE RISK SCORE 5 TO PROVIDE THE REQUESTER WITH CERTAIN INFORMATION TO ENHANCE TRANSPARENCY; 6 PROVIDING TIMELINES FOR THE INSURER TO RESPOND; AND PROVIDING DEFINITIONS.” 7 8 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MONTANA: 9 10 NEW SECTION.
Section 1.

Bill History

2025-05-13 HOUSE
Chapter Number Assigned
2025-05-08 HOUSE
(H) Signed by Governor
2025-05-02 SENATE
(S) Signed by President
2025-05-02 HOUSE
(H) Transmitted to Governor
2025-04-29 HOUSE
(H) Signed by Speaker
2025-04-19 HOUSE
(H) Returned from Enrolling
2025-04-16 HOUSE
(H) Scheduled for 3rd Reading
2025-04-16 HOUSE
(H) 3rd Reading Passed as Amended by Senate
2025-04-16 HOUSE
(H) Sent to Enrolling
2025-04-15 HOUSE
(H) Scheduled for 2nd Reading
2025-04-15 HOUSE
(H) 2nd Reading Senate Amendments Concurred
2025-04-07 SENATE
(S) Scheduled for 3rd Reading
2025-04-07 SENATE
(S) 3rd Reading Concurred
2025-04-07 SENATE
(S) Returned to House with Amendments
2025-04-05 SENATE
(S) Scheduled for 2nd Reading
2025-04-05 SENATE
(S) Scheduled for 2nd Reading
2025-04-05 SENATE
(S) 2nd Reading Concurred
2025-04-02 SENATE
(S) 2nd Reading Concurred
2025-04-02 SENATE
(S) Reconsidered Previous Action; Placed on 2nd Reading
2025-03-28 SENATE
(S) Committee Executive Action--Bill Concurred as Amended
2025-03-28 SENATE
(S) Committee Report--Bill Concurred as Amended
2025-03-19 SENATE
(S) Hearing
2025-03-14 SENATE
(S) First Reading
2025-03-14 SENATE
(S) Referred to Committee
2025-03-06 HOUSE
(H) 3rd Reading Passed
2025-03-06 HOUSE
(H) Transmitted to Senate
2025-03-04 HOUSE
(H) 2nd Reading Passed
2025-02-28 HOUSE
(H) Committee Report--Bill Passed as Amended
2025-02-27 HOUSE
(H) Committee Executive Action--Bill Passed as Amended
2025-02-24 HOUSE
(H) Hearing
2025-02-21 HOUSE
(H) Hearing
2025-02-18 HOUSE
(H) Introduced
2025-02-18 HOUSE
(H) Referred to Committee
2025-02-18 HOUSE
(H) First Reading
2025-02-17 HOUSE
(LC) Draft Delivered to Requester
2025-02-15 HOUSE
(LC) Draft Ready for Delivery
2025-02-14 HOUSE
(LC) Draft in Final Drafter Review
2025-02-14 HOUSE
(LC) Draft in Assembly
2025-02-11 HOUSE
(LC) Draft in Input/Proofing
2025-02-06 HOUSE
(LC) Draft in Edit
2025-02-05 HOUSE
(LC) Draft in Legal Review
2024-12-07 HOUSE
(LC) Drafter Assigned
2024-12-07 HOUSE
(LC) Draft On Hold

Official Summary Text

Revise insurance laws relating to wildfire and real property

Current Bill Text

Read the full stored bill text

- 2025
69th Legislature 2025 HB 533
- 1 - Authorized Print Version – HB 533
ENROLLED BILL
AN ACT REQUIRING INSURERS THAT USE A WILDFIRE RISK SCORE TO PROVIDE THE REQUESTER
WITH CERTAIN INFORMATION TO ENHANCE TRANSPARENCY; PROVIDING TIMELINES FOR THE
INSURER TO RESPOND; AND PROVIDING DEFINITIONS.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MONTANA:
Section 1. Wildfire risk score in residential property evaluation in rating. (1) An insurer that uses
a wildfire risk score in connection with property evaluation in rating of residential real property shall, on the
request of an insured, the insured's insurance producer, or an applicant for residential property insurance
coverage for the wildfire risk score, provide the following information to the insured or the applicant to enhance
transparency:
(a) the current wildfire risk score of the residential property;
(b) the range of possible wildfire risk scores under the model used;
(c) the name of the person or entity that created the wildfire risk score;
(d) the date on which the wildfire risk score was created; and
(e) the key factors that adversely affected the wildfire risk score of the residential property.
(2) An insurer shall provide to a property owner the information referred to in subsection (1) by no
later than 30 days after receiving a request for the information.
(3) For the purposes of this section, the following definitions apply:
(a) (i) "Insurer" means admitted insurers in this state.
(ii) The term does not apply to nonadmitted insurers.
(b) "Wildfire risk score” means a numerical value, rating, or categorization derived from a statistical
tool, modeling system, algorithm, or other process that is used to measure or assess wildfire risk for a
residential property for the purposes of property evaluation in rating.
- 2025
69th Legislature 2025 HB 533
- 2 - Authorized Print Version – HB 533
ENROLLED BILL
Section 2. Codification instruction. [Section 1] is intended to be codified as an integral part of Title
33, chapter 16, and the provisions of Title 33, chapter 16, apply to [section 1].
- END -
I hereby certify that the within bill,
HB 533, originated in the House.
___________________________________________
Chief Clerk of the House
___________________________________________
Speaker of the House
Signed this _______________________________day
of____________________________________, 2025.
___________________________________________
President of the Senate
Signed this _______________________________day
of____________________________________, 2025.
HOUSE BILL NO. 533
INTRODUCED BY C. SCHOMER
AN ACT REQUIRING INSURERS THAT USE A WILDFIRE RISK SCORE TO PROVIDE THE REQUESTER
WITH CERTAIN INFORMATION TO ENHANCE TRANSPARENCY; PROVIDING TIMELINES FOR THE
INSURER TO RESPOND; AND PROVIDING DEFINITIONS.