SB610 • 2026

(New Title) allowing the insurance commissioner to approve innovative short or long-term care policies.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor: Denise Ricciardi (R), David Watters (D), Carry Spier (D), Timothy Lang (R), Lisa Post (R), Anita Burroughs (D), Bill Gannon (R)
Last action: 2026-06-22
Official status: SIGNED BY GOVERNOR
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

(New Title) allowing the insurance commissioner to approve innovative short or long-term care policies.

What This Bill Does

(New Title) allowing the insurance commissioner to approve innovative short or long-term care policies.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

2026-1497H

Amendment #2026-1497h : AA VV 04/23/2026 HJ 11

Plain English: Amendment #2026-1497h : AA VV 04/23/2026 HJ 11 1

The official amendment file could not be read automatically during the last sync, so only the official amendment metadata is shown right now.

Bill History

2026-06-22 S
Signed by the Governor on 06/12/2026; Chapter 142; Effective 08/11/2026
2026-05-28 H
Enrolled (in recess of) 05/21/2026 HJ 14
2026-05-28 S
Enrolled Adopted, VV, (In recess 05/21/2026); SJ 14
2026-05-07 S
Sen. Rochefort Moved to Concur with the House Amendment, MA, VV; 05/07/2026; SJ 11
2026-04-23 H
Amendment #2026-1497h : AA VV 04/23/2026 HJ 11
2026-04-23 H
Ought to Pass with Amendment 2026-1497h: MA VV 04/23/2026 HJ 11
2026-04-23 H
Referred to Ways and Means 04/23/2026 HJ 11
2026-04-23 H
Referral Waived by Committee Chair per House Rule 47(f) 04/23/2026 HJ 11
2026-04-16 H
Committee Report: Ought to Pass with Amendment #2026-1497h (NT) 04/15/2026 (Vote 18-0; CC)
2026-04-08 H
Subcommittee Work Session: 04/14/2026 10:00 am GP 229
2026-04-08 H
Executive Session: 04/15/2026 10:00 am GP 229
2026-04-01 H
Subcommittee Work Session: 04/08/2026 10:00 am GP 229
2026-03-24 H
Public Hearing: 04/01/2026 02:15 pm GP 229
2026-02-26 H
Introduced (in recess of) 02/19/2026 and referred to Commerce and Consumer Affairs HJ 5 P. 127
2026-02-05 S
Committee Amendment #2026-0111s , AA, VV; 02/05/2026; SJ 3
2026-02-05 S
Sen. Rochefort Floor Amendment #2026-0431s , AA, VV; 02/05/2026; SJ 3
2026-02-05 S
Ought to Pass with Amendment s #2026-0111s and #2026-0431s, MA, VV; OT3rdg; 02/05/2026; SJ 3
2026-01-29 S
SB 610 was Removed from the Consent Calendar; 01/29/2026; SJ 2
2026-01-29 S
Special Order to the Next Session, Without Objection, MA; 01/29/2026; SJ 2
2026-01-29 S
Committee Report: Ought to Pass with Amendment #2026-0111s , 02/05/2026, Vote 5-0; SC 4
2026-01-20 S
Committee Report: Ought to Pass with Amendment #2026-0111s , 01/29/2026; Vote 5-0; CC; SC 3
2025-12-10 S
Hearing: 01/08/2026, Room 100, SH, 09:15 am; SC 46
2025-11-25 S
Introduced 01/07/2026 and Referred to Health and Human Services; SJ 1

Official Summary Text

(New Title) allowing the insurance commissioner to approve innovative short or long-term care policies.

Current Bill Text

Read the full stored bill text

CHAPTER 142
SB 610-FN - FINAL VERSION

01/29/2026 0111s
02/05/2026 0431s
23Apr2026... 1497h
2026 SESSION
26-2202
06/09

SENATE BILL
610-FN

AN ACT
allowing the insurance commissioner to approve innovative short or long-term care policies.

SPONSORS: Sen. Ricciardi, Dist 9; Sen. Lang, Dist 2; Sen. Gannon, Dist 23; Sen. Watters, Dist 4; Rep. Post, Hills. 42; Rep. Spier, Hills. 6; Rep. Burroughs, Carr. 2

COMMITTEE: Health and Human Services

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AMENDED ANALYSIS

This bill allows the insurance commissioner to approve innovative short or long-term care policies or certificates and rates that the commissioner finds are reasonable and in the public interest.

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Explanation: Matter added to current law appears in
bold italics.
Matter removed from current law appears [
in brackets and struckthrough.
]
Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.
01/29/2026 0111s
02/05/2026 0431s
23Apr2026... 1497h 26-2202
06/09

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Twenty-Six

AN ACT
allowing the insurance commissioner to approve innovative short or long-term care policies.

Be it Enacted by the Senate and House of Representatives in General Court convened:

142:1 New Paragraph; Disclosure and Performance Standards for Long-Term Care Insurance. Amend RSA 415-D:5 by inserting after paragraph IV the following new paragraph:
V. Notwithstanding any other provision in this chapter, the insurance commissioner may approve innovative short- or long-term care policies or certificates and rates, provided the commissioner finds that:
(a) Issuance or delivery is not contrary to the best interest of the public; and
(b) The benefits are reasonable in relation to the premium charged.

142:2 Effective Date. This act shall take effect 60 days after its passage.

Approved: June 12, 2026
Effective Date: August 11, 2026