Requires certain insurance carriers to include firearm liability insurance as policy option.

A1137

ASSEMBLY, No. 1137

STATE OF NEW JERSEY

222nd LEGISLATURE

�

PRE-FILED FOR INTRODUCTION IN THE 2026 SESSION

Sponsored by:

Assemblyman JOE DANIELSEN

District 17 (Middlesex and Somerset)

Co-Sponsored by:

Assemblyman Rodriguez

SYNOPSIS

���� Requires certain insurance carriers to include
firearm liability insurance as policy option.

CURRENT VERSION OF TEXT

���� Introduced Pending Technical Review by Legislative
Counsel.

��

An Act
concerning firearm liability insurance and
supplementing Title 17 of the Revised Statutes.

����
Be It
Enacted
by the Senate and General Assembly of
the State of New Jersey:

���� 1.��� Every insurer authorized
to transact the business of homeowners, renters, excess liability, or personal
liability insurance in this State shall make available as an option for
purchase, in every homeowners, renters, excess liability, or personal liability
policy delivered, issued, executed, or renewed in this State on or after the
effective date of this act, coverage
insuring against
loss resulting from liability imposed by law for bodily injury, death, and
property damage sustained by any person arising out of the ownership,
maintenance, operation or use of a firearm carried in public wherein the
coverage shall be at least in:

���� a.���� an
amount or limit of $100,000, exclusive of interest and costs, on account of
injury to, or death of, one person, in any one incident;

���� b.��� an
amount or limit, subject to such limit for any one person so injured or killed,
of $300,000, exclusive of interest and costs, on account of injury to or death
of, more than one person, in any one incident; and

���� c.���� an
amount or limit of $25,000, exclusive of interest and costs, for damage to
property in any one incident.

���� 2.��� This act shall take
effect immediately.

STATEMENT

���� This bill requires every
insurer authorized to transact the business of homeowners, renters, excess
liability, or personal liability insurance in New Jersey to make available as
an option for purchase coverage
insuring against loss
resulting from liability imposed by law for bodily injury, death, and property
damage sustained by any person arising out of the ownership, maintenance,
operation or use of a firearm carried in public.� The coverage is to be at
least in:

���� a.���� an
amount or limit of $100,000, exclusive of interest and costs, on account of
injury to, or death of, one person, in any one incident;

���� b.��� an
amount or limit, subject to such limit for any one person so injured or killed,
of $300,000, exclusive of interest and costs, on account of injury to or death
of, more than one person, in any one incident; and

���� c.���� an
amount or limit of $25,000, exclusive of interest and costs, for damage to
property in any one incident.