Requires notice of cancellation or nonrenewal of automobile and homeowners insurance policies to be sent by certified mail, return receipt requested.

A1143

ASSEMBLY, No. 1143

STATE OF NEW JERSEY

222nd LEGISLATURE

�

PRE-FILED FOR INTRODUCTION IN THE 2026 SESSION

Sponsored by:

Assemblyman JOE DANIELSEN

District 17 (Middlesex and Somerset)

SYNOPSIS

���� Requires notice of cancellation or nonrenewal of
automobile and homeowners insurance policies to be sent by certified mail,
return receipt requested.

CURRENT VERSION OF TEXT

���� Introduced Pending Technical Review by Legislative
Counsel.

��

An Act

concerning the cancellation or nonrenewal of
certain

insurance policies and amending
P.L.1968,
c.131

and

P.L.1968,
c.158.

����
Be It Enacted

by the Senate and General Assembly of
the State of New Jersey:

���� 1.��� Section 1 of P.L.1968,
c.131 (C.17:29C-1) is amended to read as follows:

���� 1.���
a.
� In addition
to the powers conferred upon him by any other law, the Commissioner of Banking
and Insurance is hereby authorized and empowered to direct, by rule or
regulation as hereinafter provided, that insurance companies organized under
the laws of this State or organized to do business in this State, shall include
provisions in policies of insurance written by any such� company in this State,
whereby 30 days' written notice shall be given
[
;
]

:
(1)
to the insured, of the cancellation of any such policy;
[
and,
]
(2) to any
designated mortgagee not named therein as the insured of the cancellation of
any interest in such policy; and
[
,
]
(3) to the
insured, of intent not to renew� any such policy.

����
b.��� With respect to a
homeowners insurance policy, no written notice of cancellation or of intention
not to renew sent by an insurer to an insured pursuant to subsection a. of this
section shall be effective unless it is sent by certified mail with return
receipt requested, and by regular mail.� At the time of mailing of the notice
by regular mail, the insurer shall obtain a date stamped proof of mailing from
the United States Postal Service showing the name and address of the insured.�
The insurer shall retain a duplicate copy of the mailed notice which is
certified to be a true copy.

(cf: P.L.1968, c.131, s.1)

���� 2.��� Section 5 of P.L.1968,
c.158 (C.17:29C-10) is amended to read as follows:

���� 5.��� No written notice of
cancellation or of intention not to renew sent by an insurer to an insured in
accordance with the provisions of an automobile insurance policy shall be
effective unless
[
a. (1)
]

it is sent by certified mail
[
or (2) at the time
of the mailing of said notice, by regular mail, the insurer has obtained from
the Post Office Department a date stamped proof of mailing showing the name and
address of the insured
]
, with return receipt
requested,
and
[
b. the
]

by regular mail.� At the time of the mailing of
the notice by regular mail, the insurer shall obtain a date stamped proof of
mailing from the United States Postal Service showing the name and address of
the insured.� The
insurer
[
has retained
]

shall retain
a duplicate copy of the mailed
notice which is certified to be a true copy.

(cf: P.L.1980, c.165, s.2)

���� 3.��� This act shall take
effect on the 60th day following enactment.

STATEMENT

���� This bill requires that a
written notice of cancellation or nonrenewal of a homeowner�s insurance policy
or an automobile insurance policy must be sent by certified mail, return
receipt requested, and by regular mail with a proof of mailing, or the policy
remains in effect.