A1327 • 2026

Requires institutions of higher education and certain proprietary institutions to notify Higher Education Student Assistance Authority of approved federal borrower defense loan discharge.

Education

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Miller, Cody D.
Last action: 2026-01-13
Official status: Introduced, Referred to Assembly Higher Education Committee
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Requires institutions of higher education and certain proprietary institutions to notify Higher Education Student Assistance Authority of approved federal borrower defense loan discharge.

What This Bill Does

Requires institutions of higher education and certain proprietary institutions to notify Higher Education Student Assistance Authority of approved federal borrower defense loan discharge.
Topic: Higher Education Fiscal note: This bill has not been certified by OLS for a fiscal note.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2026-01-13 New Jersey Legislature
Introduced, Referred to Assembly Higher Education Committee

Official Summary Text

Requires institutions of higher education and certain proprietary institutions to notify Higher Education Student Assistance Authority of approved federal borrower defense loan discharge.
Topic:
Higher Education
Fiscal note:
This bill has not been certified by OLS for a fiscal note.

Current Bill Text

Read the full stored bill text

A1327

ASSEMBLY, No. 1327

STATE OF NEW JERSEY

222nd LEGISLATURE

�

PRE-FILED FOR INTRODUCTION IN THE 2026 SESSION

Sponsored by:

Assemblyman CODY D. MILLER

District 4 (Atlantic, Camden and Gloucester)

Assemblyman MICHAEL VENEZIA

District 34 (Essex)

Co-Sponsored by:

Assemblywoman Morales and Assemblyman Hutchison

SYNOPSIS

���� Requires institutions of higher education and certain
proprietary institutions to notify Higher Education Student Assistance
Authority of approved federal borrower defense loan discharge.

CURRENT VERSION OF TEXT

���� Introduced Pending Technical Review by Legislative
Counsel.

��

An Act

concerning student loan discharge and
supplementing Title 18A of the New Jersey Statutes.

����
Be It
Enacted
by the Senate and General Assembly of
the State of New Jersey:

���� 1.��� An institution of higher
education or a proprietary institution licensed to offer academic degrees which
receives notice from the United States Department of Education that a former or
current student is approved for borrower defense loan discharge pursuant to
federal law shall promptly notify the Executive Director of the Higher
Education Student Assistance Authority. The institution shall also inform the
executive director if the student was a resident of the State at the time of
the student�s enrollment in the institution.

���� 2.��� This act shall take
effect immediately.

STATEMENT

���� This bill requires
institutions of higher education and proprietary institutions licensed to offer
academic degrees to notify the Higher Education Student Assistance Authority of
approved federal borrower defense loan discharge.

���� Under the bill, an institution
which receives notice from the United States Department of Education that a
former or current student is approved for borrower defense loan discharge under
federal law is required to promptly notify the Executive Director of the Higher
Education Student Assistance Authority. The institution is also required to
inform the executive director if the student was a resident of the State at the
time of the student�s enrollment in the institution.

���� Under federal law, borrower
defense to repayment is a legal ground for discharging federal Direct Loans. A
borrower may have a defense to repayment if an institution engaged in certain
misconduct related to the making of a federal loan or the educational services
provided by the institution which caused harm to a student warranting a full
discharge of the student�s applicable federal Direct Loans.