S3713 • 2026

Prohibits health insurance carriers from making certain changes to contract with network providers during term of contract.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Mukherji, Raj
Last action: 2026-03-02
Official status: Introduced in the Senate, Referred to Senate Commerce Committee
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Prohibits health insurance carriers from making certain changes to contract with network providers during term of contract.

What This Bill Does

Prohibits health insurance carriers from making certain changes to contract with network providers during term of contract.
Topic: Commerce Fiscal note: This bill has not been certified by OLS for a fiscal note.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2026-03-02 New Jersey Legislature
Introduced in the Senate, Referred to Senate Commerce Committee

Official Summary Text

Prohibits health insurance carriers from making certain changes to contract with network providers during term of contract.
Topic:
Commerce
Fiscal note:
This bill has not been certified by OLS for a fiscal note.

Current Bill Text

Read the full stored bill text

S3713

SENATE, No. 3713

STATE OF NEW JERSEY

222nd LEGISLATURE

�

INTRODUCED MARCH 2, 2026

Sponsored by:

Senator� RAJ MUKHERJI

District 32 (Hudson)

Senator� VIN GOPAL

District 11 (Monmouth)

SYNOPSIS

���� Prohibits health insurance carriers from making
certain changes to contract with network providers during term of contract.

CURRENT VERSION OF TEXT

���� As introduced.

��

An Act
concerning
revisions to health benefit coverage
and supplementing P.L.1997, c.192 (C.26:2S-1 et seq.).

����
Be It
Enacted
by the Senate and General Assembly of
the State of New Jersey:

���� 1.��� A carrier shall not make
a change to a contract between the carrier and its network providers that would
reduce the reimbursement to a provider during the term of the contract.

���� 2.��� This act shall take
effect on the first day of the third month next and shall be applicable to
contracts entered into or renewed on or after the effective date.

STATEMENT

���� This bill prohibits a health
insurance carrier from making any changes to a contract that the carrier has
with its network providers that would reduce the reimbursement to a provider
during the term of the contract.