Read the full stored bill text
S4276
SENATE, No. 4276
STATE OF NEW JERSEY
222nd LEGISLATURE
�
INTRODUCED MAY 14, 2026
Sponsored by:
Senator� TROY SINGLETON
District 7 (Burlington)
SYNOPSIS
���� Revises process for titling certain mobile and
manufactured homes.
CURRENT VERSION OF TEXT
���� As introduced.
��
An Act
concerning mobile and manufactured homes and amending
and supplementing P.L.1983, c.387.
����
Be It
Enacted
by the Senate and General Assembly of
the State of New Jersey:
���� 1.��� Section 2 of P.L.1983,
c.387 (C.39:10-11.1) is amended to read as follows:�
���� 2.���
a.
� A person who
has a certificate of ownership issued by the
[
director
]
chief
administrator
for a mobile or manufactured home located in a mobile home
park that shall be relocated on land which the owner of the home has an
interest in or the title to, shall, at least 10 days prior to that relocation,
file with the
[
director
]
chief
administrator
a notice of relocation in a form and with evidence as the
[
director
]
chief
administrator
shall prescribe.� If the
[
director
]
chief
administrator
shall accept the notice as complete, the
[
director
]
chief
administrator
shall cancel the certificate of ownership on the date of
relocation.
����
b.��� In addition to the
notice of relocation authorized under subsection a. of this section, the chief
administrator shall accept an affidavit of affixture, as that term is defined in
section 2 of P.L. , c. (C. )
(pending before the Legislature as this bill), in such form and with such
evidence as the chief administrator shall prescribe when a mobile or
manufactured home is to be or has been permanently affixed to land in which the
owner of the home holds title or a qualifying interest, and the chief
administrator may retire, cancel, or otherwise annotate the certificate of
ownership consistent with section 2 of P.L. , c.
(C. ) (pending before the
Legislature as this bill).
(cf: �P.L.1983, c.387, s.2)
���� 2.��� (New section)� a.� As
used in this section:�
���� �Affidavit of affixture� means
a sworn statement, in a form prescribed by the Chief Administrator of the New
Jersey Motor Vehicle Commission in consultation with the Commissioner of
Community Affairs, that identifies the mobile or manufactured home, identifies the
real property to which the home is affixed, states that the home is installed
for permanent residential use in accordance with applicable State and local requirements,
and states that the owner of the mobile or manufactured home holds title to or a
qualifying interest in the real property.
���� �Mobile or manufactured home�
means a manufactured home constructed in accordance with federal manufactured
home construction and safety standards and designed to be used as a dwelling
when connected to utilities.
���� �Qualifying interest� means
fee simple ownership of the real property.
���� b.��� A mobile or manufactured
home shall be eligible to be treated as part of the real property for purposes
of recording and perfecting a mortgage lien when the home is affixed to land,
the owner holds title or a qualifying interest in the land, and an affidavit of
affixture is recorded with the county clerk or register of deeds and mortgages.
���� c.���� Upon submission of a
certified copy of the recorded affidavit of affixture and any documentation
required by the chief administrator, the New Jersey Motor Vehicle Commission
shall retire, cancel, or annotate the certificate of ownership for a mobile or manufactured
home to reflect that the mobile or manufactured home is affixed to real
property.
���� d.��� Nothing in this section
shall be construed to alter the classification of a mobile or manufactured home
for purposes of taxation under Title 54 of the Revised Statutes.
���� 3.��� (New section)� Within 90
days of enactment, the Chief Administrator of the New Jersey Motor Vehicle
Commission, in consultation with the Commissioner of Community Affairs, shall
adopt rules and regulations necessary to implement the provisions of P.L. ,
c. (C. )
(pending before the Legislature as this bill).
���� 4.��� This act shall take
effect on the first day of the seventh month next following enactment, except
that the Chief Administrator of the New Jersey Motor Vehicle Commission may
take any anticipatory administrative action in advance as shall be necessary
for the implementation of this act.
STATEMENT
���� This bill establishes a
process for obtaining an affidavit of affixture for certain mobile and
manufactured homes.� Under the bill, if a mobile or manufactured home is
affixed to land, the owner holds title or a qualifying interest in the land,
and an affidavit of affixture is recorded with the county clerk or register of
deeds and mortgages, the mobile or manufactured home is eligible to be treated
as part of the real property for purposes of recording and perfecting a
mortgage lien.� As defined in the bill, an �affidavit of affixture� is a sworn
statement that identifies the mobile or manufactured home, identifies the real
property to which the home is affixed, states that the home is installed for
permanent residential use in accordance with applicable requirements, and
states that the owner of the mobile or manufactured home holds title to or a
qualifying interest in the real property.
���� The bill requires the Chief
Administrator of the New Jersey Motor Vehicle Commission (chief administrator),
in consultation with the Commissioner of Community Affairs, to prescribe the
form of an affidavit of affixture.
���� Additionally, the bill
requires the New Jersey Motor Vehicle Commission to, upon submission of a
certified copy of the recorded affidavit of affixture and any documentation
required by the chief administrator, retire, cancel, or annotate the
certificate of ownership for a mobile or manufactured home to reflect that the
home is affixed to real property.
���� Mobile and manufactured homes
are an important source of unsubsidized affordable housing in New Jersey, but
outdated titling frameworks can prevent homeowners from accessing traditional
mortgage financing and instead steer borrowers toward higher-cost home-only
loans.
���� It is the sponsor�s intent
that this bill build on existing New Jersey law that provides for the
cancellation of certificates of ownership when a mobile or manufactured home is
relocated onto land in which the homeowner has an interest, and modernizes that
approach to reflect contemporary mobile and manufactured housing practices.� By
improving coordination between State title records and county land records, the
bill is intended to reduce administrative barriers, expand access to lower-cost
mortgage financing for eligible homeowners, and strengthen pathways to
sustainable homeownership, while preserving existing local zoning authority and
property tax classifications.