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A10788 • 2025

Directs the superintendent of financial services to conduct a study on health insurance coverage requirements

Directs the superintendent of financial services to conduct a study on health insurance coverage requirements

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Andrew Molitor
Last action
2026-05-20
Official status
In Assembly Committee
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Directs the superintendent of financial services to conduct a study on health insurance coverage requirements

Directs the superintendent of financial services to conduct a study on health insurance coverage requirements Directs the superintendent of financial services to conduct a comprehensive study on mandatory health insurance coverage benefits within the state as compared to other states and the impacts of removing such requirements.

What This Bill Does

  • Directs the superintendent of financial services to conduct a study on health insurance coverage requirements Directs the superintendent of financial services to conduct a comprehensive study on mandatory health insurance coverage benefits within the state as compared to other states and the impacts of removing such requirements.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-05-20 Assembly

    HELD FOR CONSIDERATION IN INSURANCE

  2. 2026-04-01 Assembly

    REFERRED TO INSURANCE

Official Summary Text

Directs the superintendent of financial services to conduct a study on health insurance coverage requirements
Directs the superintendent of financial services to conduct a comprehensive study on mandatory health insurance coverage benefits within the state as compared to other states and the impacts of removing such requirements.

Current Bill Text

Read the full stored bill text 
S T A T E   O F   N E W   Y O R K
        ________________________________________________________________________

                                          10788

                                  I N  A S S E M B L Y

                                      April 1, 2026
                                       ___________

        Introduced  by M. of A. MOLITOR -- read once and referred to the Commit-
          tee on Insurance

        AN ACT directing the superintendent of financial services to  conduct  a
          study on health insurance coverage requirements

          THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
        BLY, DO ENACT AS FOLLOWS:

     1    Section 1. (a) The superintendent  of  financial  services  is  hereby
     2  authorized  and  directed  to conduct a comprehensive study on mandatory
     3  health insurance coverage benefits within the state as compared to other
     4  states. The superintendent of financial services shall:
     5    (i) compare health insurance benefits required by New York  state  law
     6  to  such  benefits required by other states and determine which benefits
     7  the state requires which are not  required  by  the  majority  of  other
     8  states.
     9    (ii)  in  cooperation with the state comptroller, determine the fiscal
    10  impacts on the state and its residents if the state removed the require-
    11  ments for benefits determined to not be  required  by  the  majority  of
    12  other states.
    13    (iii)  in  cooperation  with the commissioner of health, determine the
    14  health impacts on New York residents if the state removed  the  require-
    15  ments  for  benefits  determined  to  not be required by the majority of
    16  other states.
    17    (b) The superintendent of financial services shall issue a  report  on
    18  its  findings from the study and any recommendations for proposed legis-
    19  lation to the speaker of the assembly, the minority leader of the assem-
    20  bly, the temporary president of the senate, the minority leader  of  the
    21  senate,  and the governor within two years of the effective date of this
    22  section.
    23    § 2. This act shall take effect immediately.


         EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD15314-01-6