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S T A T E O F N E W Y O R K
________________________________________________________________________
1206
2025-2026 Regular Sessions
I N A S S E M B L Y
January 9, 2025
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Introduced by M. of A. KIM, GONZALEZ-ROJAS, REYES, SEAWRIGHT, EPSTEIN,
RAGA, LEE -- read once and referred to the Committee on Insurance
AN ACT to amend the insurance law, in relation to requiring certain
health insurance policies to provide coverage for diabetes screening
for people of Asian American or Pacific Island descent if they have a
body mass index of 23 or greater
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
1 Section 1. Subsection (i) of section 3216 of the insurance law is
2 amended by adding a new paragraph 15-b to read as follows:
3 (15-B) (A) EVERY POLICY WHICH PROVIDES MEDICAL COVERAGE THAT INCLUDES
4 COVERAGE FOR PHYSICIAN SERVICES IN A PHYSICIAN'S OFFICE AND EVERY POLICY
5 WHICH PROVIDES MAJOR MEDICAL OR SIMILAR COMPREHENSIVE-TYPE COVERAGE
6 SHALL INCLUDE COVERAGE FOR SCREENING FOR DIABETES AND PREDIABETES FOR
7 PERSONS OF ASIAN AMERICAN AND PACIFIC ISLANDER DESCENT WHOSE BODY MASS
8 INDEX IS 23 KG/M2 OR GREATER.
9 (B) A POLICY SUBJECT TO THIS PARAGRAPH SHALL NOT IMPOSE A DEDUCTIBLE,
10 CO-INSURANCE, CO-PAYMENT, OR ANY OTHER COST-SHARING REQUIREMENT ON SUCH
11 COVERAGE PROVIDED PURSUANT TO THIS PARAGRAPH.
12 § 2. Subsection (k) of section 3221 of the insurance law is amended by
13 adding a new paragraph 7-a to read as follows:
14 (7-A) (A) EVERY GROUP OR BLANKET ACCIDENT AND HEALTH INSURANCE POLICY
15 ISSUED OR ISSUED FOR DELIVERY IN THIS STATE WHICH PROVIDES MEDICAL
16 COVERAGE THAT INCLUDES COVERAGE FOR PHYSICIAN SERVICES IN A PHYSICIAN'S
17 OFFICE AND EVERY POLICY WHICH PROVIDES MAJOR MEDICAL OR SIMILAR COMPRE-
18 HENSIVE-TYPE COVERAGE SHALL INCLUDE COVERAGE FOR SCREENING FOR DIABETES
19 AND PREDIABETES FOR PERSONS OF ASIAN AMERICAN AND PACIFIC ISLANDER
20 DESCENT WHOSE BODY MASS INDEX IS 23 KG/M2 OR GREATER.
21 (B) A GROUP OR BLANKET POLICY SUBJECT TO THIS PARAGRAPH SHALL NOT
22 IMPOSE A DEDUCTIBLE, CO-INSURANCE, CO-PAYMENT, OR ANY OTHER COST-SHARING
23 REQUIREMENT ON SUCH COVERAGE PROVIDED PURSUANT TO THIS PARAGRAPH.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD01888-01-5
A. 1206 2
1 § 3. Subsection (u-1) of section 4303 of the insurance law is renum-
2 bered subsection (u-2) and a new subsection (u-1) is added to read as
3 follows:
4 (U-1) (1) A MEDICAL EXPENSE INDEMNITY CORPORATION OR A HEALTH SERVICE
5 CORPORATION WHICH PROVIDES MEDICAL COVERAGE THAT INCLUDES COVERAGE FOR
6 PHYSICIAN SERVICES IN A PHYSICIAN'S OFFICE AND EVERY POLICY WHICH
7 PROVIDES MAJOR MEDICAL OR SIMILAR COMPREHENSIVE-TYPE COVERAGE SHALL
8 INCLUDE COVERAGE FOR SCREENING FOR DIABETES AND PREDIABETES FOR PERSONS
9 OF ASIAN AMERICAN AND PACIFIC ISLANDER DESCENT WHOSE BODY MASS INDEX IS
10 23 KG/M2 OR GREATER.
11 (2) A CONTRACT SUBJECT TO THIS SUBSECTION SHALL NOT IMPOSE A DEDUCT-
12 IBLE, COINSURANCE, COPAYMENT, OR ANY OTHER COST-SHARING REQUIREMENT ON
13 SUCH COVERAGE PROVIDED PURSUANT TO THIS SUBSECTION.
14 § 4. This act shall take effect immediately and shall apply to poli-
15 cies and contracts issued, renewed, modified, altered or amended on or
16 after such effective date.