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S T A T E O F N E W Y O R K
________________________________________________________________________
5710
2025-2026 Regular Sessions
I N A S S E M B L Y
February 20, 2025
___________
Introduced by M. of A. SOLAGES, SEPTIMO -- read once and referred to the
Committee on Insurance
AN ACT to amend the insurance law, in relation to prohibiting insurers
from refusing to renew a policy on certain automobiles used for volun-
teer social service transportation; and to amend the vehicle and traf-
fic law, in relation to distinguishing automobiles used for volunteer
social service transportation from transportation company network
vehicles and livery vehicles
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
1 Section 1. Subsection (s) of section 3425 of the insurance law, as
2 added by chapter 408 of the laws of 2011, is amended to read as follows:
3 (s) With respect to automobile insurance[,]:
4 (1) no insurer shall refuse to issue or renew a covered individually-
5 owned private passenger policy solely on the [ground] GROUNDS that the
6 motor vehicle to be insured under such policy shall be used for volun-
7 teer firefighting OR FOR PERFORMING VOLUNTEER SERVICES FOR A NONPROFIT
8 CHARITABLE ORGANIZATION OR GOVERNMENTAL AGENCY CONSISTING OF PROVIDING
9 SOCIAL SERVICE TRANSPORTATION; AND
10 (2) NO INSURER MAY IMPOSE A SURCHARGE OR INCREASE PREMIUMS WITH
11 RESPECT TO A COVERED INDIVIDUALLY-OWNED PRIVATE PASSENGER POLICY SOLELY
12 ON THE GROUNDS THAT THE MOTOR VEHICLE TO BE INSURED UNDER SUCH POLICY
13 SHALL BE USED FOR PERFORMING VOLUNTEER SERVICES FOR A NONPROFIT CHARITA-
14 BLE ORGANIZATION OR GOVERNMENTAL AGENCY CONSISTING OF PROVIDING SOCIAL
15 SERVICE TRANSPORTATION.
16 § 2. Subparagraphs (vii) and (viii) of paragraph (c) of subdivision 1
17 of section 1691 of the vehicle and traffic law, as added by section 2 of
18 part AAA of chapter 59 of the laws of 2017, are amended to read as
19 follows:
20 (vii) any motor vehicle having a seating capacity of more than seven
21 passengers; [and]
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD09933-01-5
A. 5710 2
1 (viii) any motor vehicle subject to section three hundred seventy of
2 this chapter; AND
3 (IX) ANY INDIVIDUALLY-OWNED PRIVATE PASSENGER MOTOR VEHICLE USED FOR
4 PERFORMING VOLUNTEER SERVICES FOR A NONPROFIT CHARITABLE ORGANIZATION OR
5 GOVERNMENTAL AGENCY CONSISTING OF PROVIDING SOCIAL SERVICE TRANSPORTA-
6 TION.
7 § 3. Section 121-e of the vehicle and traffic law, as added by chapter
8 15 of the laws of 1983, is amended to read as follows:
9 § 121-e. Livery. Every motor vehicle, other than a taxicab or a bus,
10 used in the business of transporting passengers for compensation. Howev-
11 er, it shall not include:
12 1. vehicles which are rented or leased without a driver; OR
13 2. ANY INDIVIDUALLY-OWNED PRIVATE PASSENGER MOTOR VEHICLE USED FOR
14 PERFORMING VOLUNTEER SERVICES FOR A NONPROFIT CHARITABLE ORGANIZATION OR
15 GOVERNMENTAL AGENCY CONSISTING OF PROVIDING SOCIAL SERVICE TRANSPORTA-
16 TION.
17 § 4. This act shall take effect on the thirtieth day after it shall
18 have become a law; provided that the provisions of section one of this
19 act shall apply to insurance policies issued or delivered on and after
20 such effective date.