S10019 • 2025

Prohibits insurer from increasing auto insurance premiums upon renewal for persons 60 years of age or over solely on the ground of insureds' age

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor: Cordell Cleare
Last action: 2026-04-22
Official status: In Senate Committee
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Prohibits insurer from increasing auto insurance premiums upon renewal for persons 60 years of age or over solely on the ground of insureds' age

Prohibits insurer from increasing auto insurance premiums upon renewal for persons 60 years of age or over solely on the ground of insureds' age Prohibits insurer from increasing auto insurance premiums upon renewal for persons 60 years of age or over based solely on the ground of the insured's age.

What This Bill Does

Prohibits insurer from increasing auto insurance premiums upon renewal for persons 60 years of age or over solely on the ground of insureds' age Prohibits insurer from increasing auto insurance premiums upon renewal for persons 60 years of age or over based solely on the ground of the insured's age.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2026-04-22 Senate
REFERRED TO INSURANCE

Official Summary Text

Prohibits insurer from increasing auto insurance premiums upon renewal for persons 60 years of age or over solely on the ground of insureds' age
Prohibits insurer from increasing auto insurance premiums upon renewal for persons 60 years of age or over based solely on the ground of the insured's age.

Current Bill Text

Read the full stored bill text

S T A T E   O F   N E W   Y O R K
        ________________________________________________________________________

                                          10019

                                    I N  S E N A T E

                                     April 22, 2026
                                       ___________

        Introduced  by  Sen.  CLEARE -- read twice and ordered printed, and when
          printed to be committed to the Committee on Insurance

        AN ACT to amend the  insurance  law,  in  relation  to  prohibiting  the
          increase of premiums or failure to renew automobile insurance policies
          for persons 60 years of age or over

          THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
        BLY, DO ENACT AS FOLLOWS:

     1    Section 1. Subsection (i) of section 3425  of  the  insurance  law  is
     2  amended to read as follows:
     3    (i)  (1)  No  insurer  shall refuse to issue or renew a covered policy
     4  solely on the ground of the advanced age of the applicant or insured.
     5    (2) WITH RESPECT TO AUTOMOBILE INSURANCE POLICIES,  NO  INSURER  SHALL
     6  INCREASE  THE  PREMIUM BILLED TO AN INSURED WHO IS SIXTY YEARS OF AGE OR
     7  OVER FOR THE RENEWAL OF AN EXISTING POLICY SOLELY ON THE GROUND  OF  THE
     8  AGE OF THE INSURED.
     9    §  2. This act shall take effect on the first of January next succeed-
    10  ing the date on which it shall have become a  law  and  shall  apply  to
    11  renewals of policies issued on and after such date.






         EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04832-01-5