S8227 • 2025

Prohibits the use of student loan payment credit history checks in certain cases

Education

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Jessica Ramos
Last action: 2026-06-05
Official status: In Senate Committee
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Prohibits the use of student loan payment credit history checks in certain cases

Prohibits the use of student loan payment credit history checks in certain cases Prohibits the use of student loan payment credit history checks to ascertain the payment status of a student loan of an applicant for employment.

What This Bill Does

Prohibits the use of student loan payment credit history checks in certain cases Prohibits the use of student loan payment credit history checks to ascertain the payment status of a student loan of an applicant for employment.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2026-06-05 Senate
COMMITTED TO RULES
2026-05-26 Senate
ADVANCED TO THIRD READING
2026-05-21 Senate
2ND REPORT CAL.
2026-05-20 Senate
1ST REPORT CAL.1290
2026-05-13 Senate
AMEND (T) AND RECOMMIT TO LABOR
2026-05-13 Senate
PRINT NUMBER 8227A
2026-01-07 Senate
REFERRED TO LABOR
2025-05-23 Senate
REFERRED TO LABOR

Official Summary Text

Prohibits the use of student loan payment credit history checks in certain cases
Prohibits the use of student loan payment credit history checks to ascertain the payment status of a student loan of an applicant for employment.

Current Bill Text

Read the full stored bill text

S T A T E   O F   N E W   Y O R K
        ________________________________________________________________________

                                          8227

                               2025-2026 Regular Sessions

                                    I N  S E N A T E

                                      May 23, 2025
                                       ___________

        Introduced  by  Sen.  RAMOS  -- read twice and ordered printed, and when
          printed to be committed to the Committee on Labor

        AN ACT to amend the labor law, in relation to prohibiting  student  loan
          payment history checks in making employment decisions

          THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
        BLY, DO ENACT AS FOLLOWS:

     1    Section 1. The labor law is amended by adding a new section  219-b  to
     2  read as follows:
     3    §  219-B.  STUDENT  LOAN  PAYMENT  HISTORY;  EMPLOYMENT.  1. EXCEPT AS
     4  PROVIDED IN THIS SECTION AND IN THOSE CASES OTHERWISE MANDATED  BY  LAW,
     5  IT  SHALL  BE  AN  UNLAWFUL  DISCRIMINATORY  PRACTICE FOR AN EMPLOYER TO
     6  REQUEST OR TO USE FOR EMPLOYMENT  PURPOSES  INFORMATION  INDICATING  THE
     7  PAYMENT  STATUS OF A STUDENT LOAN, AS DEFINED IN SUBDIVISION FOURTEEN OF
     8  SECTION SIXTEEN HUNDRED SEVENTY-SIX OF THE PUBLIC AUTHORITIES LAW, OF AN
     9  APPLICANT FOR EMPLOYMENT OR OTHERWISE DISCRIMINATE AGAINST  SUCH  APPLI-
    10  CANT WITH REGARD TO HIRING DECISIONS.
    11    2.    THIS  SECTION  SHALL NOT APPLY TO AN EMPLOYER, OR AGENT THEREOF,
    12  THAT IS REQUIRED BY STATE OR FEDERAL LAW OR REGULATIONS OR BY A SELF-RE-
    13  GULATORY ORGANIZATION, AS DEFINED IN PARAGRAPH TWENTY-SIX OF SUBDIVISION
    14  (A) OF SECTION THREE OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED,
    15  TO USE AN INDIVIDUAL'S STUDENT LOAN PAYMENT HISTORY.
    16    § 2. This act shall take effect immediately.




         EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD11048-05-5