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H565 • 2025

Limit Use of AI Medicaid/Commercial Insurance.

Limit Use of AI Medicaid/Commercial Insurance.

Labor Taxes Technology
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Reeder, Potts, Shepard, Huneycutt, Ager, G. Brown, K. Brown, Cairns, Campbell, Cervania, Greenfield, Harrison, Hawkins, Kidwell, Majeed, McNeely, Moss, Pickett, Prather, Rhyne, Willingham
Last action
2026-06-23
Official status
Re-ref Com On Rules and Operations of the Senate
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Limit Use of AI Medicaid/Commercial Insurance.

H565-SMBC-145(CSMR-4)-v-3 (2026-05-20): Limit use of AI Medicaid/Commercial Insurance.

What This Bill Does

  • H565-SMBC-145(CSMR-4)-v-3 (2026-05-20): Limit use of AI Medicaid/Commercial Insurance.
  • H565-SMBC-155(e4)-v-2 (2026-06-23): Limit Use of AI Medicaid/Commercial Insurance.
  • H565-SMBP-13(CSBP-5)-v-2 (2025-04-08): Check Yes, Save Lives.
  • H565-SMCO-50(CSCO-10)-v-4 (2025-04-29): Check Yes, Save Lives.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Amendments

These notes stay tied to the official amendment files and metadata from the legislature.

Plain English: 2025-2026 General Assembly HOUSE BILL 565: Limit use of AI Medicaid/Commercial Insurance.

  • 2025-2026 General Assembly HOUSE BILL 565: Limit use of AI Medicaid/Commercial Insurance.
  • Committee: Senate Health Care.
  • If favorable, re -refer to Rules and Operations of the Senate Date: May 19, 2026 Introduced by: Reps.
  • Reeder, Potts, Shepard, Huneycutt Prepared by: Jason Moran-Bates Amy Jo Johnson Staff Attorneys Analysis of: PCS to Third Edition H565-CSMR-4 Kara McCraw Director *H565-SMBC-145(CSMR-4)-v-3* Legislative Analysis Division 919-733-2578 This bill analysis was prepared by the nonpartisan legislative staff for the use of legislators in their deliberations and does not constitute an official statement of legislative intent.

Plain English: 2025-2026 General Assembly HOUSE BILL 565: Limit Use of AI Medicaid/Commercial Insurance.

  • 2025-2026 General Assembly HOUSE BILL 565: Limit Use of AI Medicaid/Commercial Insurance.
  • Committee: Senate Judiciary.
  • If favorable, re-refer to Rules and Operations of the Senate Date: June 23, 2026 Introduced by: Reps.
  • Reeder, Potts, Shepard, Huneycutt Prepared by: Jason Moran-Bates Staff Attorney Analysis of: Fourth Edition Kara McCraw Director *H565-SMBC-155(e4)-v-2* Legislative Analysis Division 919-733-2578 This bill analysis was prepared by the nonpartisan legislative staff for the use of legislators in their deliberations and does not constitute an official statement of legislative intent.

Plain English: 2025-2026 General Assembly HOUSE BILL 565: Check Yes, Save Lives.

  • 2025-2026 General Assembly HOUSE BILL 565: Check Yes, Save Lives.
  • Committee: House Health.
  • If favorable, re -refer to State and Local Government.
  • If favorable, re-refer to Rules, Calendar, and Operations of the House Date: April 8, 2025 Introduced by: Reps.

Plain English: 2025-2026 General Assembly HOUSE BILL 565: Check Yes, Save Lives.

  • 2025-2026 General Assembly HOUSE BILL 565: Check Yes, Save Lives.
  • Committee: House State and Local Government.
  • If favorable, re -refer to Rules, Calendar, and Operations of the House Date: April 29, 2025 Introduced by: Reps.
  • Reeder, Potts, Shepard, Huneycutt Prepared by: Ike McRee Committee Co-Counsel Analysis of: PCS to Second Edition H565-CSCO-10 Kara McCraw Director *H565-SMCO-50(CSCO-10)-v-4* Legislative Analysis Division 919-733-2578 This bill analysis was prepared by the nonpartisan legislative staff for the use of legislators in their deliberations and does not constitute an official statement of legislative intent.

Plain English: 2025-2026 General Assembly HOUSE BILL 565: Check Yes, Save Lives.

  • 2025-2026 General Assembly HOUSE BILL 565: Check Yes, Save Lives.
  • Committee: House Rules, Calendar, and Operations of the House Date: April 29, 2025 Introduced by: Reps.
  • Reeder, Potts, Shepard, Huneycutt Prepared by: Ike McRee Staff Attorney Analysis of: Third Edition Kara McCraw Director *H565-SMCO-54(e3)-v-2* Legislative Analysis Division 919-733-2578 This bill analysis was prepared by the nonpartisan legislative staff for the use of legislators in their deliberations and does not constitute an official statement of legislative intent.
  • OVERVIEW: House Bill 565 would allow resident taxpayers to elect to become an organ or tissue donor in accordance with the Revised Anatomical Gift Act on their income tax returns.

Bill History

  1. 2026-06-23 Senate

    Re-ref Com On Rules and Operations of the Senate

  2. 2026-06-23 Senate

    Com Substitute Adopted

  3. 2026-06-23 Senate

    Reptd Fav Com Substitute

  4. 2026-06-03 Senate

    Re-ref Com On Judiciary

  5. 2026-06-03 Senate

    Com Substitute Adopted

  6. 2026-06-03 Senate

    Reptd Fav Com Substitute

  7. 2026-06-02 Senate

    Sequential Referral To Judiciary Added After Health Care

  8. 2025-06-09 Senate

    Re-ref to Health Care. If fav, re-ref to Rules and Operations of the Senate

  9. 2025-06-09 Senate

    Withdrawn From Com

  10. 2025-05-01 Senate

    Ref To Com On Rules and Operations of the Senate

  11. 2025-05-01 Senate

    Passed 1st Reading

  12. 2025-05-01 Senate

    Regular Message Received From House

  13. 2025-05-01 House

    Regular Message Sent To Senate

  14. 2025-04-30 House

    Passed 3rd Reading

  15. 2025-04-30 House

    Passed 2nd Reading

  16. 2025-04-29 House

    Placed On Cal For 04/30/2025

  17. 2025-04-29 House

    Cal Pursuant Rule 36(b)

  18. 2025-04-29 House

    Reptd Fav

  19. 2025-04-29 House

    Re-ref Com On Rules, Calendar, and Operations of the House

  20. 2025-04-29 House

    Reptd Fav Com Sub 2

  21. 2025-04-08 House

    Re-ref Com On State and Local Government

  22. 2025-04-08 House

    Reptd Fav Com Substitute

  23. 2025-03-31 House

    Ref to the Com on Health, if favorable, State and Local Government, if favorable, Rules, Calendar, and Operations of the House

  24. 2025-03-31 House

    Passed 1st Reading

  25. 2025-03-27 House

    Filed

Official Summary Text

H565-SMBC-145(CSMR-4)-v-3
(2026-05-20): Limit use of AI Medicaid/Commercial Insurance.
H565-SMBC-155(e4)-v-2
(2026-06-23): Limit Use of AI Medicaid/Commercial Insurance.
H565-SMBP-13(CSBP-5)-v-2
(2025-04-08): Check Yes, Save Lives.
H565-SMCO-50(CSCO-10)-v-4
(2025-04-29): Check Yes, Save Lives.
H565-SMCO-54(e3)-v-2
(2025-04-29): Check Yes, Save Lives.

Current Bill Text

Read the full stored bill text
GENERAL ASSEMBLY OF NORTH CAROLINA
SESSION 2025
H 5
HOUSE BILL 565
Committee Substitute Favorable 4/8/25
Committee Substitute #2 Favorable 4/29/25
Senate Health Care Committee Substitute Adopted 6/3/26
Senate Judiciary Committee Substitute Adopted 6/23/26

Short Title: Limit Use of AI Medicaid/Commercial Insurance. (Public)
Sponsors:
Referred to:
March 31, 2025
*H565-v-5*
A BILL TO BE ENTITLED 1
AN ACT TO LIMIT THE USE OF ARTIFICIAL IN TELLIGENCE IN HEALTH CARE 2
BILLING AND CLAIMS SUBMISSION. 3
The General Assembly of North Carolina enacts: 4
5
PART I. PROHIBIT THE USE OF ARTIFICIAL I NTELLIGENCE IN UTILI ZATION 6
REVIEW 7
SECTION 1.(a) G.S. 58-50-61 reads as rewritten: 8
"§ 58-50-61. Utilization review. 9
(a) Definitions. – The following definitions apply in this section, in G.S. 58-50-62, and 10
in Part 4 of this Article: 11
(1) "Artificial intelligence" has the same meaning as the term is defined in section 12
238(g) of the John S. McCain National Defense Authorization Act for Fiscal 13
Year 2019, Public Law No. 115-232, 132 Stat. 1636 (2018). 14
(1)(1a) "Certificate of coverage" includes a policy of insurance issued to an individual 15
person or a franchise policy issued pursuant to G.S. 58-51-90. 16
(1a)(1b) "Clinical peer" means a health care professional who holds an unrestricted 17
license in a state of the United States, in the same or similar specialty, and 18
routinely provides the health care services subject to utilization review. 19
… 20
(p) Artificial Intelligence. – An artificial intelligence-based algorithm shall not be used 21
as the sole basis to deny a utilization review determination." 22
SECTION 1.(b) The Department of Health and Human Services, Division of Health 23
Benefits (DHB), shall, as soon as practicable, amend DHB's contracts with prepaid health plans 24
to include a prohibition on the use of an artificial intelligence -based algorithm as the sole b asis 25
to deny a utilization review or prior authorization determination. For the purposes of this section, 26
"artificial intelligence" is as defined in section 238(g) of the John S. McCain National Defense 27
Authorization Act for Fiscal Year 2019, Public Law No. 115-232, 132 Stat. 1636 (2018). 28
SECTION 1.(c) Subsection (a) of this section is effective October 1, 2026, and 29
applies to insurance contracts issued, amended, or renewed on or after that date. 30
31
PART II. LIMIT THE U SE OF ARTIFICIAL INT ELLIGENCE IN HEALTH CARE 32
PROVIDER BILLING 33
General Assembly Of North Carolina Session 2025
Page 2 House Bill 565-Fifth Edition
SECTION 2.(a) Article 29 of Chapter 90 of the General Statutes reads as rewritten: 1
"Article 29. 2
"Medical Records.Records and Billing. 3
"§ 90-410. Definitions. 4
As used The following definitions apply in this Article: 5
(1) Artificial intelligence or AI. – As defined in section 238(g) of the John S. 6
McCain National Defense Authorization Act for Fiscal Year 2019, Public Law 7
No. 115-232, 132 Stat. 1636 (2018). 8
(2) Developer. – A person or entity that designs, trains, or materially modifies an 9
AI system or other technol ogy solution at the model or system level in a 10
manner that affects the system's outputs or decision making. 11
(1)(3) "Health care provider" means any Health care provider or healthcare provider. 12
– Any person who is licensed or certified to practice a health profession or 13
occupation under this Chapter or Chapters 90B or 90C of the General Statutes, 14
a health care facility licensed under Chapters 131E or 122C of the General 15
Statutes, and a representative or agent of a health care provider. 16
(2)(4) "Medical records" means personal Medical records. – Personal information 17
that relates to an individual's physical or mental condition, medical history, or 18
medical treatment, excluding X rays and fetal monitor records. 19
(5) Upcode. – The submission of billing codes that represent a higher level of 20
service, severity, or risk than is supported by the clinical services rendered. 21
… 22
"§ 90-413. Limitations on AI in healthcare billing. 23
(a) Developers shall not design, trai n, or materially modify an AI system for use in 24
healthcare coding, billing, or documentation if the system is designed to promote, incentivize, or 25
systematically result in upcoding. Healthcare providers shall not use an AI system for healthcare 26
coding, bil ling, or documentation if the system is designed to promote, incentivize, or 27
systematically result in upcoding. 28
(b) The repeated failure of a developer or a healthcare provider to comply with this 29
section shall indicate a general business practice that is deemed to be an unfair and deceptive 30
trade practice and shall be actionable under Chapter 75 of the General Statutes ; however, 31
notwithstanding the provisions of G.S. 75-16, only the Attorney General may bring an action 32
pursuant to this subsection. No action may be brought by a private individual. Nothing in this 33
Article shall foreclose other remedies available under law or equity." 34
SECTION 2.(b) Chapter 108C of the General Statutes is amended by adding a new 35
section to read: 36
"§ 108C-15. Artificial intelligence compliance attestation. 37
(a) Beginning July 1, 2027, and on an annual schedule thereafter to be determined by the 38
Department for indivi dual providers , each healthcare provider , or an agent of the healthcare 39
provider, must submit an attestation of compliance with G.S. 90-413 to the Department and 40
provide a copy to the Attorney General. All of the following shall apply to the attestation: 41
(1) The attestation sh all be submitted in a form and manner prescribed by the 42
Department. 43
(2) The attestation shall b e signed by an authorized representative of the 44
healthcare provider. 45
(3) The attestation shall i nclude any supporting information require d by rule to 46
verify compliance with G.S. 90-413. 47
(b) Submission of the attestation under this section shall be a condition of participation 48
in the Medicaid program. The Department may deny enrollment or terminate the enrollment of a 49
healthcare provider who is not in compliance with this section or with G.S. 90-413. 50
(c) The Department may adopt rules to implement this section." 51
General Assembly Of North Carolina Session 2025
House Bill 565-Fifth Edition Page 3
1
PART III. EFFECTIVE DATE 2
SECTION 3. Except as otherwise provided, this act is effective when it becomes 3
law. 4