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HB1517 • 2026

Banking; accounts of deceased spouse; required documentation; record keeping; effective date.

Banking; accounts of deceased spouse; required documentation; record keeping; effective date.

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Banning
Last action
2025-02-04
Official status
Referred to Banking, Financial Services and Pensions
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Banking; accounts of deceased spouse; required documentation; record keeping; effective date.

Banking; accounts of deceased spouse; required documentation; record keeping; effective date.

What This Bill Does

  • Banking; accounts of deceased spouse; required documentation; record keeping; effective date.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-02-04 House

    Second Reading referred to Government Oversight

  2. 2025-02-04 House

    Referred to Banking, Financial Services and Pensions

  3. 2025-02-03 House

    First Reading

  4. 2025-02-03 House

    Authored by Representative Banning

Official Summary Text

Banking; accounts of deceased spouse; required documentation; record keeping; effective date.

Current Bill Text

Read the full stored bill text
Req. No. 10360 Page 1
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STATE OF OKLAHOMA

1st Session of the 60th Legislature (2025)

HOUSE BILL 1517 By: Banning

AS INTRODUCED

An Act relating to banking; providing that at the
discretion of a banking institution a surviving
spouse may take control of bank accounts owned by the
deceased; providing required documentation; providing
for maintaining records; providing for codification;
and providing an effective date.

BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
SECTION 1. NEW LAW A new section of law to be codified
in the Oklahoma Statutes as Section 2301 of Title 6, unless there is
created a duplication in numbering, reads as follows:
A banking institution, at its discretion, may allow a surviving
spouse to take control of any bank account of the deceased, which
shall include but is not limited to checking and savings accounts.
Before allowing the surviving spouse to take control of any account
owned by the deceased, the banking institution shall require a death
certificate for the deceased which lists the name of the surviving
spouses along with two forms of government issued identification
with one being a photo identification which shall include but is not

Req. No. 10360 Page 2
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limited to a driver license and passport. The name of the spouse
listed on the death certificate must match the name on the
government issued identification. The banking institution shall
make photo or digital copies of the death certificate and the two
forms of identification and maintain such copies for their records
and shall maintain such records for ten (10) years.
SECTION 2. This act shall become effective November 1, 2025.

60-1-10360 JL 01/14/25