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SB1095 • 2026

Credit sales; prohibiting charge of network fees and interchange fees on certain transactions. Effective date.

Credit sales; prohibiting charge of network fees and interchange fees on certain transactions. Effective date.

Active

The official status still shows this bill as active or still awaiting another formal step.

Sponsor
Daniels
Last action
2025-03-03
Official status
Remove as author Senator Thompson; authored by Senator Daniels
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Credit sales; prohibiting charge of network fees and interchange fees on certain transactions. Effective date.

Credit sales; prohibiting charge of network fees and interchange fees on certain transactions.

What This Bill Does

  • Credit sales; prohibiting charge of network fees and interchange fees on certain transactions.
  • Effective date.
  • Bill Summaries/Fiscal Impact for SB 1095 (Senate): Introduced (1/28/2025)

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-03-03 Senate

    Remove as author Senator Thompson; authored by Senator Daniels

  2. 2025-02-20 Senate

    Coauthored by Representative Osburn (principal House author)

  3. 2025-02-04 Senate

    Second Reading referred to Business and Insurance

  4. 2025-02-04 Senate

    Withdrawn from Business and Insurance committee

  5. 2025-02-04 Senate

    Referred to Economic Development, Workforce and Tourism

  6. 2025-02-03 Senate

    First Reading

  7. 2025-02-03 Senate

    Authored by Senator Thompson

Official Summary Text

Credit sales; prohibiting charge of network fees and interchange fees on certain transactions. Effective date.
Bill Summaries/Fiscal Impact for SB 1095 (Senate): Introduced (1/28/2025)

Current Bill Text

Read the full stored bill text
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STATE OF OKLAHOMA

1st Session of the 60th Legislature (2025)

SENATE BILL 1095 By: Thompson

AS INTRODUCED

An Act relating to credit sales; defining terms;
prohibiting the charge of network fees and
interchange transaction fees on certain transactions
or portions of transactions; and providing an
effective date.

BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA:
SECTION 1. NEW LAW A new section of law to be codified
in the Oklahoma Statutes as Section 2-418 of Title 14A, unless there
is created a duplication in numbering, reads as follows:
A. As used in this section:
1. “Interchange transaction fee” means the same as the term is
defined in 15 U.S.C., Section 1693o-2; and
2. “Network fee” means the same as the term is defined in 15
U.S.C., Section 1693o-2.
B. No interchange transaction fee or network fee shall be
charged to a merchant for the following credit card transactions or
portion of transactions:

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1. The transaction or portion of the transaction that pays
sales tax, excise tax, and customer tips; and
2. The transaction or portion of the transaction that pays a
donation to any nonprofit organization exempt from taxation pursuant
to the provisions of 26 U.S.C., Section 501(c)(3).
SECTION 2. This act shall become effective November 1, 2025.

60-1-385 QD 1/16/2025 3:32:27 PM