HB2328 • 2025

Requires the Department of Consumer and Business Services to study loans.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Last action: 2025-06-27
Official status: In House Committee
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Requires the Department of Consumer and Business Services to study loans.

Digest: Tells a state agency to study loans.

What This Bill Does

Digest: Tells a state agency to study loans.
(Flesch Readability Score: 78.8).
Requires the Department of Consumer and Business Services to study loans.
Directs the department to submit findings to the interim committees of the Legislative Assembly related to lending not later than September 15, 2026.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2025-06-27 House
In committee upon adjournment.
2025-01-17 House
Referred to Economic Development, Small Business, and Trade.
2025-01-13 House
First reading. Referred to Speaker's desk.

Official Summary Text

Digest: Tells a state agency to study loans. (Flesch Readability Score: 78.8).
Requires the Department of Consumer and Business Services to study loans. Directs the department to submit findings to the interim committees of the Legislative Assembly related to lending not later than September 15, 2026.
Sunsets January 2, 2027.
Relating to: Relating to loans.
Current location: In House Committee

Current Bill Text

Read the full stored bill text

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83rd OREGON LEGISLATIVE ASSEMBLY--2025 Regular Session
House Bill 2328
Introduced and printed pursuant to House Rule 12.00. Presession filed (at the request of House Interim Committee
on Economic Development, Small Business, and Trade for Representative Daniel Nguyen)
SUMMARY
The following summary is not prepared by the sponsors of the measure and is not a part of the body thereof subject
to consideration by the Legislative Assembly. It is an editor’s brief statement of the essential features of the
measure as introduced. The statement includes a measure digest written in compliance with applicable readability
standards.
Digest: Tells a state agency to study loans. (Flesch Readability Score: 78.8).
Requires the Department of Consumer and Business Services to study loans. Directs the de-
partment to submit findings to the interim committees of the Legislative Assembly related to lending
not later than September 15, 2026.
Sunsets January 2, 2027.
A BILL FOR AN ACT
Relating to loans.
Be It Enacted by the People of the State of Oregon:
SECTION 1.
The Department of Consumer and Business Services shall study loans. The
department shall submit a report in the manner provided by ORS 192.245, and may include
recommendations for legislation, to the interim committees of the Legislative Assembly re-
lated to lending no later than September 15, 2026.
SECTION 2. Section 1 of this 2025 Act is repealed on January 2, 2027.
NOTE: Matter in boldfaced type in an amended section is new; matter [ italic and bracketed] is existing law to be omitted.
New sections are in boldfaced type.
LC 3402