Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Last action: 2025-07-07
Official status: Chapter Number Assigned
Effective date: Not listed

Plain English Breakdown

The plain English breakdown is still being put together. The official documents below are already here.

Bill History

2025-07-07 House
Chapter 351, (2025 Laws): Effective date September 26, 2025.
2025-06-20 House
Governor signed.
2025-06-12 House
Speaker signed.
2025-06-12 Senate
President signed.
2025-06-10 Senate
Third reading. Carried by Pham. Passed. Ayes, 21; Nays, 8--Anderson, Bonham, Girod, Linthicum, McLane, Robinson, Smith DB, Thatcher; Excused, 1--Starr.
2025-06-09 Senate
Carried over to 06-10 by unanimous consent.
2025-06-05 Senate
Carried over to 06-09 by unanimous consent.
2025-06-04 Senate
Carried over to 06-05 by unanimous consent.
2025-06-03 Senate
Carried over to 06-04 by unanimous consent.
2025-06-02 Senate
Carried over to 06-03 by unanimous consent.
2025-05-29 Senate
Carried over to 06-02 by unanimous consent.
2025-05-28 Senate
Carried over to 05-29 by unanimous consent.
2025-05-27 Senate
Carried over to 05-28 by unanimous consent.
2025-05-23 Senate
Carried over to 05-27 by unanimous consent.
2025-05-22 Senate
Recommendation: Do pass the A-Eng. bill.
2025-05-22 Senate
Second reading.
2025-05-20 Senate
Work Session held.
2025-05-15 Senate
Public Hearing held.
2025-04-09 Senate
First reading. Referred to President's desk.
2025-04-09 Senate
Referred to Labor and Business.
2025-04-08 House
Third reading. Carried by Chaichi. Passed. Ayes, 33; Nays, 22--Boice, Boshart Davis, Breese-Iverson, Drazan, Edwards, Elmer, Harbick, Helfrich, Javadi, Levy B, Lewis, Mannix, McIntire, Osborne, Owens, Reschke, Scharf, Skarlatos, Smith G, Wallan, Wright, Yunker; Excused, 5--Cate, Diehl, Evans, Nguyen H, Valderrama.
2025-04-07 House
Rules suspended. Carried over to April 8, 2025 Calendar.
2025-04-03 House
Second reading.
2025-04-02 House
Recommendation: Do pass with amendments, be printed A-Engrossed, and subsequent referral to Ways and Means be rescinded.
2025-04-02 House
Subsequent referral to Ways and Means rescinded by order of the Speaker.
2025-03-27 House
Work Session held.
2025-02-11 House
Public Hearing held.
2025-01-17 House
Referred to Commerce and Consumer Protection with subsequent referral to Ways and Means.
2025-01-13 House
First reading. Referred to Speaker's desk.

Official Summary Text

Digest: Tells insurers to explain to policy holders why the premium will go up when the policy is renewed. Tells insurers what they must say to policy holders. Goes into effect 91 days after the session ends. (Flesch Readability Score: 60.7).
Requires an insurer to provide to an insured a clear and reasonable explanation of the reasons for any increase in the premium amount for a qualified policy upon renewal of the qualified policy. Specifies standards for a clear and reasonable explanation.
Takes effect on the 91st day following adjournment sine die.
Relating to: Relating to explanations required in connection with premium increases upon renewals of certain insurance policies; and prescribing an effective date.
Current location: Chapter Number Assigned