Directs an insurer to consider only specified information in determining rates for a motor vehicle liability insurance policy.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Representative Hudson,, Senator Gelser Blouin, Representative Nelson,, Nguyen H
Last action: 2025-06-27
Official status: In House Committee
Effective date: Not listed

Plain English Breakdown

The plain English breakdown is still being put together. The official documents below are already here.

Bill History

2025-06-27 House
In committee upon adjournment.
2025-02-18 House
Public Hearing held.
2025-02-13 House
Public Hearing cancelled.
2025-01-30 House
Referred to Commerce and Consumer Protection.
2025-01-28 House
First reading. Referred to Speaker's desk.

Official Summary Text

Digest: Says than an insurer may not look at some information about a person to set a rate for car insurance for that person. (Flesch Readability Score: 62.1).
Directs an insurer to consider only specified information in determining rates for a motor vehicle liability insurance policy. Prohibits an insurer from considering other specified information in determining eligibility, rates or premiums for a motor vehicle liability insurance policy.
Permits an insurer, under specified circumstances, to consider an abstract of an individual's nonemployment driving record when evaluating the individual's application to obtain or renew motor vehicle liability insurance.
Prohibits an insurer from using credit history to determine eligibility, rates or premiums for motor vehicle liability insurance.
Takes effect on the 91st day following adjournment sine die.
Relating to: Relating to information permitted for insurer's decisions concerning motor vehicle liability insurance; prescribing an effective date.
Current location: In House Committee