KLS Keeping Law Simple Legislation in plain English

Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

Back to Oregon

HB3636 • 2025

Requires insurers to offer personal injury protection benefits to persons insured under the insurer's motor vehicle liability policy, but makes the decision to elect to receive personal injury protection benefits optional.

Requires insurers to offer personal injury protection benefits to persons insured under the insurer's motor vehicle liability policy, but makes the decision to elect to receive personal injury protection benefits optional.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Representative Reschke,, Levy B,, Smith G, Representative Boice,, Boshart Davis,, Helfrich,, Javadi,, McIntire,, Osborne,, Senator Anderson,, Robinson
Last action
2025-06-27
Official status
In House Committee
Effective date
Not listed

Plain English Breakdown

The plain English breakdown is still being put together. The official documents below are already here.

Bill History

  1. 2025-06-27 House

    In committee upon adjournment.

  2. 2025-02-21 House

    Referred to Commerce and Consumer Protection.

  3. 2025-02-20 House

    First reading. Referred to Speaker's desk.

Official Summary Text

Digest: Says that an insurer that offers car insurance must also offer PIP benefits. Lets a driver decide whether to accept or not. (Flesch Readability Score: 61.0).
Requires insurers to offer personal injury protection benefits to persons insured under the insurer's motor vehicle liability policy, but makes the decision to elect to receive personal injury protection benefits optional.
Relating to: Relating to personal injury protection benefits.
Current location: In House Committee