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SB1103 • 2025

Requires the Oregon Business Development Department to establish a program to provide loans to cities and tribes to develop infrastructure to support housing in climate-friendly areas.

Requires the Oregon Business Development Department to establish a program to provide loans to cities and tribes to develop infrastructure to support housing in climate-friendly areas.

Housing
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Senator Broadman
Last action
2025-06-27
Official status
In Senate Committee
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Requires the Oregon Business Development Department to establish a program to provide loans to cities and tribes to develop infrastructure to support housing in climate-friendly areas.

Digest: This Act makes Business Oregon lend money to build water or sewer lines or roads for homes in certain areas.

What This Bill Does

  • Digest: This Act makes Business Oregon lend money to build water or sewer lines or roads for homes in certain areas.
  • (Flesch Readability Score: 63.8).
  • Requires the Oregon Business Development Department to establish a program to provide loans to cities and tribes to develop infrastructure to support housing in climate-friendly areas.
  • Requires rulemaking for the program no later than July 1, 2026.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-06-27 Senate

    In committee upon adjournment.

  2. 2025-03-31 Senate

    Public Hearing held.

  3. 2025-03-03 Senate

    Referred to Housing and Development, then Ways and Means.

  4. 2025-02-27 Senate

    Introduction and first reading. Referred to President's desk.

Official Summary Text

Digest: This Act makes Business Oregon lend money to build water or sewer lines or roads for homes in certain areas. (Flesch Readability Score: 63.8).
Requires the Oregon Business Development Department to establish a program to provide loans to cities and tribes to develop infrastructure to support housing in climate-friendly areas. Requires rulemaking for the program no later than July 1, 2026.
Establishes the Climate-Friendly Housing Infrastructure Revolving Fund. Continously appropriates moneys to the department to implement the program.
Declares an emergency, effective July 1, 2025.
Relating to: Relating to infrastructure development to support housing; declaring an emergency.
Current location: In Senate Committee

Current Bill Text

Read the full stored bill text
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83rd OREGON LEGISLATIVE ASSEMBLY--2025 Regular Session
Senate Bill 1103
Sponsored by Senator BROADMAN
SUMMARY
The following summary is not prepared by the sponsors of the measure and is not a part of the body thereof subject
to consideration by the Legislative Assembly. It is an editor’s brief statement of the essential features of the
measure as introduced. The statement includes a measure digest written in compliance with applicable readability
standards.
Digest: This Act makes Business Oregon lend money to build water or sewer lines or roads for
homes in certain areas. (Flesch Readability Score: 63.8).
Requires the Oregon Business Development Department to establish a program to provide loans
to cities and tribes to develop infrastructure to support housing in climate-friendly areas. Requires
rulemaking for the program no later than July 1, 2026.
Establishes the Climate-Friendly Housing Infrastructure Revolving Fund. Continously appropri-
ates moneys to the department to implement the program.
Declares an emergency, effective July 1, 2025.
A BILL FOR AN ACT
Relating to infrastructure development to support housing; and declaring an emergency.
Be It Enacted by the People of the State of Oregon:
SECTION 1.
Sections 2 and 3 of this 2025 Act are added to and made a part of ORS
chapter 285B.
SECTION 2. (1) The Oregon Business Development Department shall establish a revolving
loan program to provide loans with interest rates below market rates to cities or tribal
councils of federally recognized Indian tribes in this state for infrastructure projects that
will primarily support the development of housing within a city’s urban growth boundary. A
project under this section may include:
(a) The development or improvement of transportation, water, wastewater and
stormwater infrastructure; or
(b) Site development, including the development of privately owned sites, necessary for
the improvement of transportation, water, wastewater and stormwater infrastructure.
(2) In making loans under this section, the department shall give preference to projects
in areas that:
(a) Are designated as climate-friendly areas by the Department of Land Conservation and
Development;
(b) Are within an overlay zone designated as a climate-friendly area as mapped by the
department;
(c) Incorporate standards that comply with or exceed any requirements of the model code
within the department’s 2025 Walkable Design Standards Guidebook; or
(d) Are designated for residential infill or redevelopment.
(3) Moneys received from loans that are repaid to the Oregon Business Development
Department under this section must be deposited into the Climate-Friendly Housing
Infrastructure Revolving Fund under section 3 of this 2025 Act.
(4) The department shall adopt rules to implement this section.
NOTE: Matter in boldfaced type in an amended section is new; matter [ italic and bracketed] is existing law to be omitted.
New sections are in boldfaced type.
LC 4303
SB 1103
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SECTION 3.
(1) The Climate-Friendly Housing Infrastructure Revolving Fund is estab-
lished in the State Treasury, separate and distinct from the General Fund.
(2) The Climate-Friendly Housing Infrastructure Revolving Fund consists of moneys ap-
propriated, allocated, deposited or transferred to the fund by the Legislative Assembly or
otherwise and payments received under section 2 (3) of this 2025 Act.
(3) Moneys in the fund are continuously appropriated to the Oregon Business Develop-
ment Department to implement the loan program under section 2 of this 2025 Act.
SECTION 4. (1) On or before July 1, 2026, the Oregon Business Development Department
shall adopt initial rules to implement the loan program under section 2 of this 2025 Act and
shall begin accepting loan applications.
(2) In adopting the initial rules under this section, the department shall, to the extent
practicable, use loan terms and program features from the United States Environmental
Protection Agency’s Clean Water State Revolving Fund program under 33 U.S.C. 1381 et seq.
SECTION 5. In addition to and not in lieu of any other appropriation, there is appropri-
ated to the Oregon Business Development Department, for the biennium beginning July 1,
2025, out of the General Fund, the amount of $300,000,000, for deposit into the Climate-
Friendly Housing Infrastructure Revolving Fund under section 3 of this 2025 Act.
SECTION 6.
This 2025 Act being necessary for the immediate preservation of the public
peace, health and safety, an emergency is declared to exist, and this 2025 Act takes effect
July 1, 2025.
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