KLS Keeping Law Simple Legislation in plain English

Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

Back to Oregon

SB605 • 2025

Prohibits medical service providers from reporting the amount or existence of medical debt to a consumer reporting agency.

Prohibits medical service providers from reporting the amount or existence of medical debt to a consumer reporting agency.

Healthcare
Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Senator Campos,, Representative Sosa, Senator Frederick,, Manning Jr,, Patterson,, Pham,, Woods,, Representative Andersen,, Chaichi,, Chotzen,, Fragala,, Gomberg,, Hudson,, Munoz,, Nelson,, Pham H,, Tran,
Last action
2025-06-23
Official status
Chapter Number Assigned
Effective date
Not listed

Plain English Breakdown

The plain English breakdown is still being put together. The official documents below are already here.

Bill History

  1. 2025-06-23 Senate

    Chapter 343, 2025 Laws.

  2. 2025-06-23 Senate

    Effective date, January 1, 2026.

  3. 2025-06-17 Senate

    Governor signed.

  4. 2025-06-11 House

    Speaker signed.

  5. 2025-06-10 Senate

    President signed.

  6. 2025-06-09 Senate

    Senate concurred in House amendments and repassed bill. Ayes, 18; Nays, 12--Anderson, Bonham, Girod, Hayden, Linthicum, McLane, Nash, Robinson, Smith DB, Starr, Thatcher, Weber.

  7. 2025-05-29 House

    Third reading. Carried by Sosa. Passed. Ayes, 34; Nays, 17--Boice, Boshart Davis, Breese-Iverson, Cate, Elmer, Harbick, Helfrich, Lewis, McIntire, Osborne, Owens, Reschke, Scharf, Skarlatos, Smith G, Wright, Yunker; Excused, 7--Diehl, Evans, Gamba, Levy B, Nguyen H, Wallan, Watanabe; Excused for Business of the House, 1--Drazan.

  8. 2025-05-28 House

    Rules suspended. Carried over to May 29, 2025 Calendar.

  9. 2025-05-27 House

    Second reading.

  10. 2025-05-23 House

    Recommendation: Do pass with amendments and be printed B-Engrossed.

  11. 2025-05-20 House

    Work Session held.

  12. 2025-05-15 House

    Public Hearing held.

  13. 2025-05-08 House

    Public Hearing cancelled.

  14. 2025-04-24 House

    First reading. Referred to Speaker's desk.

  15. 2025-04-24 House

    Referred to Commerce and Consumer Protection.

  16. 2025-04-23 Senate

    Third reading. Carried by Campos. Passed. Ayes, 18; Nays, 10--Anderson, Bonham, Girod, Hayden, Linthicum, Robinson, Smith DB, Starr, Thatcher, Weber; Excused, 1--Gorsek.

  17. 2025-04-22 Senate

    Carried over to 04-23 by unanimous consent.

  18. 2025-04-21 Senate

    Second reading.

  19. 2025-04-18 Senate

    Recommendation: Do pass with amendments and subsequent referral to Health Care be rescinded. (Printed A-Eng.)

  20. 2025-04-18 Senate

    Subsequent referral rescinded by order of the President.

  21. 2025-04-08 Senate

    Work Session held.

  22. 2025-03-18 Senate

    Public Hearing held.

  23. 2025-01-30 Senate

    Public Hearing held.

  24. 2025-01-17 Senate

    Referred to Labor and Business, then Health Care.

  25. 2025-01-13 Senate

    Introduction and first reading. Referred to President's desk.

Official Summary Text

Digest: Stops people who provide medical services to patients from telling a credit bureau that a patient owes a debt, or the amount of the debt. Allows a person to sue a person who breaks this law. (Flesch Readability Score: 68.7).
Prohibits medical service providers from reporting the amount or existence of medical debt to a consumer reporting agency. Prohibits a consumer reporting agency from including in a consumer report an item that the consumer reporting agency knows or should know is medical debt. Punishes a violation of the Act as an unlawful practice under the Unlawful Trade Practices Act.
Relating to: Relating to medical debt reporting.
Current location: Chapter Number Assigned