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HB2078 • 2025

An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for special provisions relating to premiums.

An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for special provisions relating to premiums.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
SCOTT
Last action
2025-12-03
Official status
Referred to INSURANCE, Dec. 3, 2025
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for special provisions relating to premiums.

An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for special provisions relating to premiums.

What This Bill Does

  • An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for special provisions relating to premiums.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2025-12-03 INSURANCE

    Referred to INSURANCE, Dec. 3, 2025

Official Summary Text

An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for special provisions relating to premiums.

Current Bill Text

Read the full stored bill text 
PRINTER'S NO. 2666
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No. 2078
Session of
2025
INTRODUCED BY SCOTT, PROBST, PIELLI, MAYES, SANCHEZ AND CEPEDA-
FREYTIZ, DECEMBER 3, 2025
REFERRED TO COMMITTEE ON INSURANCE, DECEMBER 3, 2025
AN ACT
Amending Title 75 (Vehicles) of the Pennsylvania Consolidated
Statutes, in financial responsibility, further providing for
special provisions relating to premiums.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 1793(a) of Title 75 of the Pennsylvania
Consolidated Statutes is amended by adding a paragraph to read:
§ 1793. Special provisions relating to premiums.
(a) Limitation on premium increases.--
* * *
(3) An insurer shall not increase the premium rate of an
owner of a policy of insurance subject to this chapter by
more than 5% annually for an insured who has not been
convicted of a violation of an offense enumerated in section
1535.
* * *
Section 2. The addition of 75 Pa.C.S. § 1793(a)(3) shall
apply to private passenger automobile insurance policies
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offered, issued or renewed in this Commonwealth on or after the
effective date of this section.
Section 3. This act shall take effect in six months.
20250HB2078PN2666 - 2 -
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